Median Net Worth of Renter Families

Net worth of the renter family in the middle, 2025 dollars, every three years

Data from

Where the Median Net Worth of Renter Families stands now

The Median Net Worth of Renter Families was $11,000 in December 2025, down from the $11,000 peak in December 2022.

How the Median Net Worth of Renter Families has moved since 1989

What the renter family in the middle is worth, in 2025 dollars, survey by survey

Median net worth, families that rent or otherwise do not own their home, thousands of 2025 dollars, Survey of Consumer Finances: $11,000 in December 2025. Event-driven, 1989–2025.

$4K $6K $8K $10K $12K 1989199520102025 high · Dec 2022 · $11K $11K Dec 2025 $4K $8K $12K 1989199520102025 $11K
Source: Board of Governors of the Federal Reserve System, Survey of Consumer Finances · Dec 1989 – Dec 2025 American Default Research · americandefault.org/indicators/median-net-worth-of-renter-families/
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What the Median Net Worth of Renter Families measures

Measurement basis: Median net worth of families whose head rents or otherwise does not own the home, in 2025 dollars, from the Federal Reserve Board's Survey of Consumer Finances, historical tables, Table 4 (family net worth by selected characteristics, 'Renter or other'). Net worth is everything the family owns minus everything it owes. The survey runs every three years, 1989 to 2025; each reading is dated to the last day of its survey year. The Fed publishes the medians in thousands of 2025 dollars, so the stored value is the published figure times one thousand. The next survey (2028) is expected in late 2029.

A lower amount is worse for households.

Median Net Worth of Renter Families by release, 1989 to 2025

Every release since 1989, newest first. The change compares each release with the same release a year earlier.

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Release Amount Change from a year earlier
Dec 2025 $11K —
Dec 2022 $11K —
Dec 2019 $8K —
Dec 2016 $7K —
Dec 2013 $8K —
Dec 2010 $8K —
Dec 2007 $8K —
Dec 2004 $7K —
Dec 2001 $9K —
Dec 1998 $9K —
Dec 1995 $10K —
Dec 1992 $7K —
Dec 1989 $5K —

Event-driven · Board of Governors of the Federal Reserve System, Survey of Consumer Finances

Counties with the highest safety net and buffer scores

There's no county figure for this measure, so this list uses the safety net and buffer part of our County Distress Index.

All 3,144 counties →

Questions about the Median Net Worth of Renter Families

What is a renter family's net worth?

Everything the family owns, such as bank accounts, retirement savings and a car, minus everything it owes, such as cards, car loans and student loans. There is no home in it, which is the main reason it is small.

Why use the median and not the average?

The average is pulled up by a few wealthy families. The median is the family in the middle: half of renter families have more, half have less.

Are the surveys comparable over time?

Yes. The Federal Reserve publishes every survey in 2025 dollars, so a comparison between the 2022 and 2025 surveys is after inflation.

How often does this update?

Every three years. The next survey (2028) is expected in late 2029, and this page will carry it when the Fed publishes the historical tables.

Cite this Median Net Worth of Renter Families: $10,600, Dec 2025 · American Default Research, from Board of Governors of the Federal Reserve System · americandefault.org/indicators/median-net-worth-of-renter-families/

Sources and method for the Median Net Worth of Renter Families

  • Board of Governors of the Federal Reserve System, Survey of Consumer Finances Measurement basis: Median net worth of families whose head rents or otherwise does not own the home, in 2025 dollars, from the Federal Reserve Board's Survey of Consumer Finances, historical tables, Table 4 (family net worth by selected characteristics, 'Renter or other'). Net worth is everything the family owns minus everything it owes. The survey runs every three years, 1989 to 2025; each reading is dated to the last day of its survey year. The Fed publishes the medians in thousands of 2025 dollars, so the stored value is the published figure times one thousand. The next survey (2028) is expected in late 2029. We use the event-driven figures as published, from December 1989 through December 2025, with no adjustment of our own. Board of Governors of the Federal Reserve System’s report (1) Board of Governors of the Federal Reserve System’s report (2)

We write with assistance from AI tools. Figures come from the data and sources named on this page.