Foreclosure Prevention Actions Completed, Fannie Mae and Freddie Mac Loans
Workouts Fannie Mae and Freddie Mac completed each month for borrowers who were behind or at risk of default
Where the Foreclosure Prevention Actions Completed, Fannie Mae and Freddie Mac Loans stands now
The Foreclosure Prevention Actions Completed, Fannie Mae and Freddie Mac Loans was 16,000 in May 2026, up from the 14,000 low in June 2024. It has been lower than a year earlier for five months in a row.
What it means for households: Foreclosure Statistics Behind on Your Mortgage?
How the Foreclosure Prevention Actions Completed, Fannie Mae and Freddie Mac Loans has moved since 2024
Foreclosure Prevention Actions Completed, Fannie Mae and Freddie Mac Loans: down since 2025
Foreclosure prevention actions completed per month, Fannie Mae and Freddie Mac, FHFA Foreclosure Prevention and Refinance Report: 16,000 in May 2026, down from 18,000 a year earlier. Monthly, 2024–2026.
Use this chart Free to use with credit
The quote: Fannie Mae and Freddie Mac completed 15,855 foreclosure prevention actions in May 2026, 2,395 fewer than a year earlier. The total counts every workout for borrowers who were behind or at risk of default, from loan modifications, repayment plans and payment deferrals to short sales and deeds-in-lieu. It covers only the two companies' single-family loans. Source: Federal Housing Finance Agency, Foreclosure Prevention and Refinance Report.
What the Foreclosure Prevention Actions Completed, Fannie Mae and Freddie Mac Loans measures
Measurement basis: Total foreclosure prevention actions Fannie Mae and Freddie Mac completed in the calendar month (FHFA: Completed, TOTAL): home retention actions (loan modifications, repayment plans, forbearance plans, charge-offs in lieu of foreclosure and payment deferrals) plus home forfeiture actions (short sales and deeds-in-lieu). A monthly count of actions, not of borrowers, from the Highlights page of FHFA's Foreclosure Prevention and Refinance Report. FHFA's quarterly editions print only quarter totals, which are never used as a month; a month with no monthly figure is left out.
This product uses FHFA data but is neither endorsed nor certified by FHFA.
Foreclosure Prevention Actions Completed, Fannie Mae and Freddie Mac Loans by month, 2024 to 2026
| Month | Count | Change from a year earlier |
|---|---|---|
| May 2026 | 16K | -2K |
| Apr 2026 | 17K | -2K |
| Mar 2026 | 19K | 0 |
| Feb 2026 | 19K | -2K |
| Jan 2026 | 20K | 0 |
| Dec 2025 | 21K | +3K |
| Nov 2025 | 17K | +1K |
| Oct 2025 | 17K | 0 |
| Sep 2025 | 16K | +1K |
| Aug 2025 | 17K | +2K |
| Jul 2025 | 18K | +4K |
| Jun 2025 | 17K | +3K |
| May 2025 | 18K | — |
| Apr 2025 | 19K | — |
| Mar 2025 | 19K | — |
| Feb 2025 | 21K | — |
| Jan 2025 | 20K | — |
| Dec 2024 | 18K | — |
| Nov 2024 | 16K | — |
| Oct 2024 | 17K | — |
| Sep 2024 | 15K | — |
| Aug 2024 | 15K | — |
| Jul 2024 | 14K | — |
| Jun 2024 | 14K | — |
Monthly · Federal Housing Finance Agency, Foreclosure Prevention and Refinance Report
Counties with the highest delinquency scores
There's no county figure for this measure, so this list uses the delinquency part of our County Distress Index.
| Rank | County | Score (0–100) |
|---|---|---|
| 1 | Coahoma County, MS | 99.5 |
| 2 | Leflore County, MS | 99.4 |
| 3 | Washington County, MS | 99.3 |
| 4 | Williamsburg County, SC | 99.2 |
| 5 | Clayton County, GA | 99.2 |
| 6 | Yazoo County, MS | 98.6 |
| 7 | Dillon County, SC | 98.5 |
| 8 | Sunflower County, MS | 98.5 |
| 9 | Dallas County, AL | 98.2 |
| 10 | Marlboro County, SC | 98.1 |
Common questions about the Foreclosure Prevention Actions Completed, Fannie Mae and Freddie Mac Loans
What counts as a foreclosure prevention action?
Any workout Fannie Mae or Freddie Mac completes for borrowers who are behind or at risk of default: a loan modification, repayment plan, forbearance plan, payment deferral or charge-off in lieu of foreclosure, which let the borrower stay in the home, or a short sale or deed-in-lieu, where the borrower gives the home up without a foreclosure sale.
Does a bigger total mean more households are in trouble?
Not on its own. A bigger total can mean more borrowers got help or that more needed it. Read it beside the serious delinquency rate and foreclosure starts on the same loans.
Why is a month missing from the chart?
FHFA's quarterly editions print only three-month totals, so a month that no monthly edition covers is left out of the chart rather than estimated from the quarter.
Where does this data come from?
The Federal Housing Finance Agency's Foreclosure Prevention and Refinance Report, which FHFA publishes as a PDF with no release calendar: a monthly edition for eight months of the year and a quarterly edition for March, June, September and December. We read the Highlights table of each new edition with an automated parser and check every number against the PDF's own text before it is saved.
Sources and method for the Foreclosure Prevention Actions Completed, Fannie Mae and Freddie Mac Loans
- Federal Housing Finance Agency, Foreclosure Prevention and Refinance Report Measurement basis: Total foreclosure prevention actions Fannie Mae and Freddie Mac completed in the calendar month (FHFA: Completed, TOTAL): home retention actions (loan modifications, repayment plans, forbearance plans, charge-offs in lieu of foreclosure and payment deferrals) plus home forfeiture actions (short sales and deeds-in-lieu). A monthly count of actions, not of borrowers, from the Highlights page of FHFA's Foreclosure Prevention and Refinance Report. FHFA's quarterly editions print only quarter totals, which are never used as a month; a month with no monthly figure is left out. We use the monthly figures as published, from June 2024 through May 2026, with no adjustment of our own. Federal Housing Finance Agency doesn’t adjust this count for the season, so compare a month with the same month a year earlier. Federal Housing Finance Agency’s report