Debt Stress

ABA Consumer Discretionary Loan Delinquency Index

ABA Consumer Credit Delinquency Bulletin is member/participant-only

What is the current ABA Consumer Discretionary Loan Delinquency Index?

ABA CONSUMER DISCRETIONARY LOAN DELINQUENCY I
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Data behind paywall

ABA Consumer Discretionary Loan Delinquency Index: — as of latest available, and holding steady. Source: American Bankers Association Quarterly Report.

Data behind paywall

ABA Consumer Credit Delinquency Bulletin is member/participant-only. No public data available.

Source: American Bankers Association Quarterly Report via official source ↗
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Explore Further

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How has ABA Consumer Discretionary Loan Delinquency Index changed over time?

CSV Chart
ABA Consumer Discretionary Loan Delinquency Index over time
ABA Consumer Discretionary Loan Delinquency Index, percent
ABA Consumer Discretionary Loan Delinquency Index
Data: American Bankers Association Quarterly Report Updated Feb 2026
Historical data
Quarterly · American Bankers Association Quarterly Report
Period Value YoY Change

Frequently Asked Questions

What is ABA Consumer Discretionary Loan Delinquency Index?

ABA Consumer Credit Delinquency Bulletin is member/participant-only

Why does ABA Consumer Discretionary Loan Delinquency Index matter for financial distress?

ABA Consumer Discretionary Loan Delinquency Index is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Buffer Depletion, Debt Stress, Financial Conditions, Cost Pressure, and Labor Market disruption. Changes in this indicator contribute to the overall distress picture.

Where does the ABA Consumer Discretionary Loan Delinquency Index data come from?

This data comes from American Bankers Association Quarterly Report. More information: https://www.aba.com/news-research/research-analysis/consumer-credit-delinquency-bulletin. The American Distress Index updates this indicator quarterly.

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Why does ABA Consumer Discretionary Loan Delinquency Index matter?

ABA Consumer Discretionary Loan Delinquency Index is one of 91 indicators in the American Distress Index's debt stress layer — the signal that predicted the 2008 crisis two years before delinquency data confirmed it.
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