Racine County, Wisconsin

County Distress Index: Normal · 44.3 | 196,613 people · 14th most distressed in Wisconsin
American Default Research

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Racine County, WI falls within the normal range for household financial distress at 44.3 — 2051st nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Wisconsin, it ranks 14th of 72 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Racine County's primary driver is Housing Cost Burden at 61.3 — above the national median.

Housing Cost Burden Primary driver 61.3
Rent-Burdened (30%+) 55
Severely Rent-Burdened (50%+) 61
Mortgage-Burdened (30%+) 86
Homeownership Rate 66
Rent-to-Income Ratio 38
Debt & Delinquency 52.1
Debt in Collections 45
Medical Debt 57
Student Loan Delinquency 34
Auto Loan Delinquency 58
Credit Card Delinquency 41
Bankruptcy Filing Rate 78
Employment & Wages 47.2
Unemployment Rate 45
Wage-to-Rent Ratio 43
Business Formation Rate 53
Income & Poverty 32.3
Poverty Rate 26
Income vs. State Median 36
Child Poverty Rate 35
Community Vulnerability 28.5
Uninsured Rate 26
Disability Rate 31

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Racine County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Racine County
Racine County, WI 44.3 Normal —
Milwaukee County, WI 58.2 Elevated +13.9
Kenosha County, WI 48.3 Normal +4.0
Walworth County, WI 35.1 Normal -9.2
Allegan County, MI 32.6 Healthy -11.7
Ottawa County, MI 31.8 Healthy -12.5
Waukesha County, WI 21.3 Healthy -23.0

Population Peers

County Score Zone vs. Racine County
Whiteside County, IL 44.3 Normal -0.0
Stanly County, NC 44.3 Normal +0.0
Monroe County, MI 44.2 Normal -0.1
Sandoval County, NM 44.2 Normal -0.1
Beaver County, PA 44.2 Normal -0.1

Download Data

Export all distress indicators for Racine County as a CSV file.

Find Help in Racine County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Racine County.

HOUSING RESOURCES, INC-RACINE
RACINE
262-636-8271 Website
Foreclosure PreventionPost-PurchasePre-PurchaseHomebuyer Education

See all counselors in Wisconsin →

Find an Attorney

State Bar of Wisconsin — Lawyer Referral and Information Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Wisconsin — Lawyer Referral and Information Service 608-257-4666 (Madison); 414-274-6768 (Milwaukee)

Free Legal Aid

Legal aid organizations serving Racine County residents at no cost.

Legal Aid Society of Milwaukee 414-278-7722
Legal Action of Wisconsin 608-256-3191 (Madison); 414-278-7722 (Milwaukee)
Wisconsin Judicare 715-842-1681 (Wausau); 1-800-472-1638 (statewide)
Disability Rights Wisconsin 608-267-0214
Judicare Legal Aid (715) 842-1681

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Racine County, Wisconsin?

    Racine County has a County Distress Index score of 44.3 out of 100, placing it in the Normal zone. It ranks 2,051st nationally out of 3,144 counties and 14th in Wisconsin out of 72 counties.

  • What drives financial distress in Racine County?

    The primary driver of distress in Racine County is Housing Cost Burden, where the county scores 61.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Racine County compare to neighboring counties?

    Racine County (44.3) can be compared to its 6 neighboring counties: Milwaukee County, WI (58.2); Kenosha County, WI (48.3); Walworth County, WI (35.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Racine County?

    Racine County, Wisconsin has a population of approximately 196,613 (2023 Census estimate), classified as a mid county.