Southampton County, Virginia

County Distress Index: Elevated · 51.0 | 17,975 people · 61st most distressed in Virginia
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Southampton County, VA registers elevated household financial distress with a score of 51.0 — 1516th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Virginia, it ranks 61st of 133 counties. Among its 9 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Southampton County's primary driver is Debt & Delinquency at 63.6 — above the national median.

Debt & Delinquency Primary driver 63.6
Debt in Collections 62
Medical Debt 19
Student Loan Delinquency 86
Auto Loan Delinquency 77
Credit Card Delinquency 68
Bankruptcy Filing Rate 69
Housing Cost Burden 49.6
Rent-Burdened (30%+) 61
Severely Rent-Burdened (50%+) 77
Mortgage-Burdened (30%+) 33
Homeownership Rate 48
Rent-to-Income Ratio 30
Income & Poverty 47.8
Poverty Rate 48
Income vs. State Median 46
Child Poverty Rate 49
Community Vulnerability 47.6
Uninsured Rate 20
Disability Rate 75
Employment & Wages 46.1
Unemployment Rate 41
Wage-to-Rent Ratio 57
Business Formation Rate 40

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Southampton County compares to its 9 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Southampton County
Southampton County, VA 51.0 Elevated —
Hertford County, NC 74.4 Serious +23.5
Northampton County, NC 72.0 Serious +21.1
Greensville County, VA 66.3 Serious +15.3
Franklin city, VA 65.4 Serious +14.5
Sussex County, VA 64.3 Elevated +13.3
Gates County, NC 57.0 Elevated +6.0
Suffolk city, VA 48.8 Normal -2.2
Surry County, VA 37.3 Normal -13.6
Isle of Wight County, VA 36.9 Normal -14.1

Population Peers

County Score Zone vs. Southampton County
Amador County, CA 50.9 Elevated -0.0
Hopkins County, KY 51.0 Elevated +0.0
Jefferson County, IN 51.0 Elevated +0.0
Washington County, KY 51.0 Elevated +0.1
Vermillion County, IN 50.9 Elevated -0.1

Download Data

Export all distress indicators for Southampton County as a CSV file.

Find Help in Southampton County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Southampton County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Virginia →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Southampton County, Virginia?

    Southampton County has a County Distress Index score of 51.0 out of 100, placing it in the Elevated zone. It ranks 1,516th nationally out of 3,144 counties and 61st in Virginia out of 133 counties.

  • What drives financial distress in Southampton County?

    The primary driver of distress in Southampton County is Debt & Delinquency, where the county scores 63.6 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Southampton County compare to neighboring counties?

    Southampton County (51.0) can be compared to its 9 neighboring counties: Hertford County, NC (74.4); Northampton County, NC (72.0); Greensville County, VA (66.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Southampton County?

    Southampton County, Virginia has a population of approximately 17,975 (2023 Census estimate), classified as a small county.