Rappahannock County, Virginia

County Distress Index: Normal · 36.5 | 7,414 people · 106th most distressed in Virginia
American Default Research

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Rappahannock County, VA falls within the normal range for household financial distress at 36.5 — 2563rd nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Virginia, it ranks 106th of 133 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Rappahannock County's primary driver is Employment & Wages at 47.7 — above the national median.

Employment & Wages Primary driver 47.7
Unemployment Rate 23
Wage-to-Rent Ratio 90
Business Formation Rate 30
Community Vulnerability 45.0
Uninsured Rate 69
Disability Rate 21
Housing Cost Burden 41.0
Rent-Burdened (30%+) 22
Severely Rent-Burdened (50%+) 34
Mortgage-Burdened (30%+) 94
Homeownership Rate 30
Rent-to-Income Ratio 25
Debt & Delinquency 31.6
Debt in Collections 8
Medical Debt 7
Student Loan Delinquency 47
Auto Loan Delinquency 5
Credit Card Delinquency 63
Bankruptcy Filing Rate 59
Income & Poverty 17.4
Poverty Rate 13
Income vs. State Median 8
Child Poverty Rate 31

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Rappahannock County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Rappahannock County
Rappahannock County, VA 36.5 Normal —
Page County, VA 57.7 Elevated +21.1
Culpeper County, VA 40.8 Normal +4.3
Warren County, VA 37.8 Normal +1.2
Madison County, VA 30.2 Healthy -6.3
Fauquier County, VA 28.9 Healthy -7.6

Population Peers

County Score Zone vs. Rappahannock County
Weston County, WY 36.5 Normal +0.0
Cook County, MN 36.5 Normal -0.1
Webster County, NE 36.4 Normal -0.2
Rawlins County, KS 36.4 Normal -0.2
Keokuk County, IA 36.3 Normal -0.2

Download Data

Export all distress indicators for Rappahannock County as a CSV file.

Find Help in Rappahannock County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Rappahannock County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

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Frequently Asked Questions

  • What is the distress score for Rappahannock County, Virginia?

    Rappahannock County has a County Distress Index score of 36.5 out of 100, placing it in the Normal zone. It ranks 2,563rd nationally out of 3,144 counties and 106th in Virginia out of 133 counties.

  • What drives financial distress in Rappahannock County?

    The primary driver of distress in Rappahannock County is Employment & Wages, where the county scores 47.7 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Rappahannock County compare to neighboring counties?

    Rappahannock County (36.5) can be compared to its 5 neighboring counties: Page County, VA (57.7); Culpeper County, VA (40.8); Warren County, VA (37.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Rappahannock County?

    Rappahannock County, Virginia has a population of approximately 7,414 (2023 Census estimate), classified as a tiny county.