Lexington city, Virginia

County Distress Index: Normal · 44.3 | 7,528 people · 77th most distressed in Virginia
American Default Research

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Lexington city, VA falls within the normal range for household financial distress at 44.3 — 2049th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Virginia, it ranks 77th of 133 counties. It scores higher than all 1 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lexington city's primary driver is Housing Cost Burden at 69.6 — above the national median.

Housing Cost Burden Primary driver 69.6
Rent-Burdened (30%+) 74
Severely Rent-Burdened (50%+) 93
Mortgage-Burdened (30%+) 54
Homeownership Rate 95
Rent-to-Income Ratio 32
Employment & Wages 61.0
Unemployment Rate 67
Wage-to-Rent Ratio 42
Business Formation Rate 74
Income & Poverty 54.7
Poverty Rate 90
Income vs. State Median 60
Child Poverty Rate 14
Debt & Delinquency 29.5
Debt in Collections 15
Medical Debt 20
Student Loan Delinquency 47
Auto Loan Delinquency 62
Credit Card Delinquency 27
Bankruptcy Filing Rate 6
Community Vulnerability 6.7
Uninsured Rate 5
Disability Rate 8

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lexington city compares to its 1 neighboring county and population peers.

Neighboring Counties

County Score Zone vs. Lexington city
Lexington city, VA 44.3 Normal —
Rockbridge County, VA 40.1 Normal -4.2

Population Peers

County Score Zone vs. Lexington city
Lincoln County, ID 44.3 Normal +0.0
Brown County, NE 44.3 Normal +0.0
Kent County, TX 44.3 Normal -0.0
Lincoln County, KS 44.2 Normal -0.1
Ochiltree County, TX 44.2 Normal -0.1

Download Data

Export all distress indicators for Lexington city as a CSV file.

Find Help in Lexington city

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Lexington city residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

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Frequently Asked Questions

  • What is the distress score for Lexington city, Virginia?

    Lexington city has a County Distress Index score of 44.3 out of 100, placing it in the Normal zone. It ranks 2,049th nationally out of 3,144 counties and 77th in Virginia out of 133 counties.

  • What drives financial distress in Lexington city?

    The primary driver of distress in Lexington city is Housing Cost Burden, where the county scores 69.6 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Lexington city compare to neighboring counties?

    Lexington city (44.3) can be compared to its 1 neighboring county: Rockbridge County, VA (40.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lexington city?

    Lexington city, Virginia has a population of approximately 7,528 (2023 Census estimate), classified as a tiny county.