Emporia city, Virginia

County Distress Index: Serious · 67.7 | 5,463 people · 10th most distressed in Virginia
American Default Research

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Emporia city, VA shows significant household financial distress with a score of 67.7 — 328th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Virginia, it ranks 10th of 133 counties. It scores higher than all 1 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Emporia city's primary driver is Income & Poverty at 91.9 — worse than roughly 92% of U.S. counties.

Income & Poverty Primary driver 91.9
Poverty Rate 86
Income vs. State Median 95
Child Poverty Rate 95
Debt & Delinquency 73.6
Debt in Collections 91
Medical Debt 19
Student Loan Delinquency 47
Auto Loan Delinquency 95
Credit Card Delinquency 95
Bankruptcy Filing Rate 95
Housing Cost Burden 61.5
Rent-Burdened (30%+) 80
Severely Rent-Burdened (50%+) 41
Mortgage-Burdened (30%+) 5
Homeownership Rate 95
Rent-to-Income Ratio 86
Employment & Wages 60.1
Unemployment Rate 95
Wage-to-Rent Ratio 76
Business Formation Rate 9
Community Vulnerability 51.1
Uninsured Rate 7
Disability Rate 95

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Emporia city compares to its 1 neighboring county and population peers.

Neighboring Counties

County Score Zone vs. Emporia city
Emporia city, VA 67.7 Serious —
Greensville County, VA 66.3 Serious -1.4

Population Peers

County Score Zone vs. Emporia city
Motley County, TX 67.7 Serious +0.0
Montgomery County, MS 67.6 Serious -0.0
Quay County, NM 67.7 Serious +0.0
Calhoun County, GA 67.8 Serious +0.2
Montmorency County, MI 67.5 Serious -0.2

Download Data

Export all distress indicators for Emporia city as a CSV file.

Find Help in Emporia city

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Emporia city residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

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Frequently Asked Questions

  • What is the distress score for Emporia city, Virginia?

    Emporia city has a County Distress Index score of 67.7 out of 100, placing it in the Serious zone. It ranks 328th nationally out of 3,144 counties and 10th in Virginia out of 133 counties.

  • What drives financial distress in Emporia city?

    The primary driver of distress in Emporia city is Income & Poverty, where the county scores 91.9 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Emporia city compare to neighboring counties?

    Emporia city (67.7) can be compared to its 1 neighboring county: Greensville County, VA (66.3).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Emporia city?

    Emporia city, Virginia has a population of approximately 5,463 (2023 Census estimate), classified as a tiny county.