Cumberland County, Virginia

County Distress Index: Normal · 50.0 | 9,878 people · 63rd most distressed in Virginia

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Cumberland County, VA falls within the normal range for household financial distress at 50.0 — 1602nd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Virginia, it ranks 63rd of 133 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Cumberland County's primary driver is Income & Poverty at 69.3 — above the national median.

Income & Poverty Primary driver 69.3
Poverty Rate 56
Income vs. State Median 83
Child Poverty Rate 70
Debt & Delinquency 65.6
Debt in Collections 67
Medical Debt 19
Student Loan Delinquency 51
Auto Loan Delinquency 90
Credit Card Delinquency 76
Bankruptcy Filing Rate 91
Housing Cost Burden 47.0
Rent-Burdened (30%+) 10
Severely Rent-Burdened (50%+) 35
Mortgage-Burdened (30%+) 92
Homeownership Rate 45
Rent-to-Income Ratio 54
Community Vulnerability 34.4
Uninsured Rate 24
Disability Rate 45
Employment & Wages 33.4
Unemployment Rate 19
Wage-to-Rent Ratio 59
Business Formation Rate 23

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Cumberland County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Cumberland County
Cumberland County, VA 50.0 Normal
Prince Edward County, VA 64.6 Elevated +14.6
Buckingham County, VA 63.1 Elevated +13.2
Amelia County, VA 47.1 Normal -2.8
Fluvanna County, VA 34.7 Healthy -15.3
Powhatan County, VA 24.6 Healthy -25.3
Goochland County, VA 13.9 Healthy -36.1

Population Peers

County Score Zone vs. Cumberland County
Ohio County, IN 50.0 Normal +0.0
Norton County, KS 50.0 Elevated +0.1
Mason County, TX 50.0 Elevated +0.1
Hemphill County, TX 49.9 Normal -0.1
Lincoln County, CO 49.8 Normal -0.1

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