Chesapeake city, Virginia

County Distress Index: Normal · 45.2 | 253,886 people · 73rd most distressed in Virginia
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Chesapeake city, VA falls within the normal range for household financial distress at 45.2 — 1964th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Virginia, it ranks 73rd of 133 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Chesapeake city's primary driver is Housing Cost Burden at 80.8 — worse than roughly 81% of U.S. counties.

Housing Cost Burden Primary driver 80.8
Rent-Burdened (30%+) 97
Severely Rent-Burdened (50%+) 93
Mortgage-Burdened (30%+) 99
Homeownership Rate 53
Rent-to-Income Ratio 63
Debt & Delinquency 51.2
Debt in Collections 46
Medical Debt 20
Student Loan Delinquency 57
Auto Loan Delinquency 47
Credit Card Delinquency 52
Bankruptcy Filing Rate 85
Employment & Wages 50.1
Unemployment Rate 38
Wage-to-Rent Ratio 91
Business Formation Rate 21
Community Vulnerability 28.2
Uninsured Rate 36
Disability Rate 20
Income & Poverty 15.9
Poverty Rate 21
Income vs. State Median 6
Child Poverty Rate 21

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Chesapeake city compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Chesapeake city
Chesapeake city, VA 45.2 Normal —
Portsmouth city, VA 70.7 Serious +25.5
Norfolk city, VA 68.6 Serious +23.4
Suffolk city, VA 48.8 Normal +3.5
Virginia Beach city, VA 43.4 Normal -1.9
Currituck County, NC 32.6 Healthy -12.6
Camden County, NC 29.2 Healthy -16.1

Population Peers

County Score Zone vs. Chesapeake city
Rutherford County, TN 45.3 Normal +0.0
Greenville County, SC 45.1 Normal -0.1
Cobb County, GA 45.0 Normal -0.2
Gloucester County, NJ 45.0 Normal -0.2
Brazoria County, TX 44.9 Normal -0.3

Download Data

Export all distress indicators for Chesapeake city as a CSV file.

Find Help in Chesapeake city

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Chesapeake city residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Chesapeake city, Virginia?

    Chesapeake city has a County Distress Index score of 45.2 out of 100, placing it in the Normal zone. It ranks 1,964th nationally out of 3,144 counties and 73rd in Virginia out of 133 counties.

  • What drives financial distress in Chesapeake city?

    The primary driver of distress in Chesapeake city is Housing Cost Burden, where the county scores 80.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Chesapeake city compare to neighboring counties?

    Chesapeake city (45.2) can be compared to its 6 neighboring counties: Portsmouth city, VA (70.7); Norfolk city, VA (68.6); Suffolk city, VA (48.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Chesapeake city?

    Chesapeake city, Virginia has a population of approximately 253,886 (2023 Census estimate), classified as a large county.