Charlottesville city, Virginia

County Distress Index: Normal · 44.4 | 44,983 people · 76th most distressed in Virginia

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Charlottesville city, VA falls within the normal range for household financial distress at 44.4 — 2038th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Virginia, it ranks 76th of 133 counties. It scores higher than all 1 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Charlottesville city's primary driver is Housing Cost Burden at 93.0 — worse than roughly 93% of U.S. counties.

Housing Cost Burden Primary driver 93.0
Rent-Burdened (30%+) 97
Severely Rent-Burdened (50%+) 97
Mortgage-Burdened (30%+) 76
Homeownership Rate 99
Rent-to-Income Ratio 96
Income & Poverty 53.5
Poverty Rate 84
Income vs. State Median 26
Child Poverty Rate 50
Employment & Wages 35.5
Unemployment Rate 10
Wage-to-Rent Ratio 81
Business Formation Rate 15
Debt & Delinquency 25.1
Debt in Collections 20
Medical Debt 19
Student Loan Delinquency 6
Auto Loan Delinquency 54
Credit Card Delinquency 13
Bankruptcy Filing Rate 39
Community Vulnerability 15.0
Uninsured Rate 27
Disability Rate 3

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Charlottesville city compares to its 1 neighboring county and population peers.

Neighboring Counties

County Score Zone vs. Charlottesville city
Charlottesville city, VA 44.4 Normal
Albemarle County, VA 30.6 Healthy -13.8

Population Peers

County Score Zone vs. Charlottesville city
Greene County, NY 44.4 Normal -0.0
McClain County, OK 44.4 Normal -0.0
Lawrence County, IN 44.5 Normal +0.1
Cass County, IL 44.3 Normal -0.1
Carroll County, IL 44.3 Normal -0.1

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