Charlotte County, Virginia

County Distress Index: Elevated · 62.2 | 11,336 people · 28th most distressed in Virginia

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Charlotte County, VA registers elevated household financial distress with a score of 62.2 — 677th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Virginia, it ranks 28th of 133 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Charlotte County's primary driver is Income & Poverty at 91.6 — worse than roughly 92% of U.S. counties.

Income & Poverty Primary driver 91.6
Poverty Rate 88
Income vs. State Median 93
Child Poverty Rate 94
Housing Cost Burden 62.7
Rent-Burdened (30%+) 71
Severely Rent-Burdened (50%+) 95
Mortgage-Burdened (30%+) 26
Homeownership Rate 66
Rent-to-Income Ratio 55
Community Vulnerability 60.4
Uninsured Rate 28
Disability Rate 93
Debt & Delinquency 52.2
Debt in Collections 39
Medical Debt 7
Student Loan Delinquency 47
Auto Loan Delinquency 67
Credit Card Delinquency 76
Bankruptcy Filing Rate 77
Employment & Wages 44.0
Unemployment Rate 49
Wage-to-Rent Ratio 39
Business Formation Rate 44

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Charlotte County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Charlotte County
Charlotte County, VA 62.2 Elevated
Halifax County, VA 65.8 Serious +3.6
Prince Edward County, VA 64.6 Elevated +2.4
Lunenburg County, VA 61.6 Elevated -0.6
Mecklenburg County, VA 58.5 Elevated -3.7
Appomattox County, VA 44.7 Normal -17.4
Campbell County, VA 40.8 Normal -21.4

Population Peers

County Score Zone vs. Charlotte County
Bethel Census Area, AK 62.2 Elevated +0.0
Breathitt County, KY 62.1 Elevated -0.0
Scott County, MS 62.2 Elevated +0.0
Essex County, VA 62.1 Elevated -0.0
Radford city, VA 62.3 Elevated +0.1

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