Amelia County, Virginia

County Distress Index: Normal · 47.1 | 13,480 people · 67th most distressed in Virginia
American Default Research

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Amelia County, VA falls within the normal range for household financial distress at 47.1 — 1813th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Virginia, it ranks 67th of 133 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Amelia County's primary driver is Housing Cost Burden at 60.8 — above the national median.

Housing Cost Burden Primary driver 60.8
Rent-Burdened (30%+) 67
Severely Rent-Burdened (50%+) 45
Mortgage-Burdened (30%+) 87
Homeownership Rate 14
Rent-to-Income Ratio 91
Employment & Wages 52.5
Unemployment Rate 38
Wage-to-Rent Ratio 95
Business Formation Rate 25
Community Vulnerability 49.9
Uninsured Rate 38
Disability Rate 61
Debt & Delinquency 45.9
Debt in Collections 45
Medical Debt 14
Student Loan Delinquency 13
Auto Loan Delinquency 46
Credit Card Delinquency 79
Bankruptcy Filing Rate 78
Income & Poverty 26.7
Poverty Rate 21
Income vs. State Median 29
Child Poverty Rate 31

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Amelia County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Amelia County
Amelia County, VA 47.1 Normal —
Prince Edward County, VA 64.6 Elevated +17.4
Nottoway County, VA 61.1 Elevated +13.9
Cumberland County, VA 50.0 Normal +2.8
Dinwiddie County, VA 47.3 Normal +0.1
Chesterfield County, VA 38.1 Normal -9.0
Powhatan County, VA 24.6 Healthy -22.5

Population Peers

County Score Zone vs. Amelia County
Grant County, WV 47.2 Normal +0.0
Shelby County, IN 47.1 Normal -0.0
Richland County, IL 47.1 Normal -0.1
Sawyer County, WI 47.3 Normal +0.1
Dinwiddie County, VA 47.3 Normal +0.1

Download Data

Export all distress indicators for Amelia County as a CSV file.

Find Help in Amelia County

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Amelia County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Amelia County, Virginia?

    Amelia County has a County Distress Index score of 47.1 out of 100, placing it in the Normal zone. It ranks 1,813th nationally out of 3,144 counties and 67th in Virginia out of 133 counties.

  • What drives financial distress in Amelia County?

    The primary driver of distress in Amelia County is Housing Cost Burden, where the county scores 60.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Amelia County compare to neighboring counties?

    Amelia County (47.1) can be compared to its 6 neighboring counties: Prince Edward County, VA (64.6); Nottoway County, VA (61.1); Cumberland County, VA (50.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Amelia County?

    Amelia County, Virginia has a population of approximately 13,480 (2023 Census estimate), classified as a small county.