Windsor County, Vermont

County Distress Index: Healthy · 32.7 | 58,101 people · 11th most distressed in Vermont
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Windsor County, VT ranks among the least distressed counties in the country at 32.7 — 2772nd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Vermont, it ranks 11th of 14 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Windsor County's primary driver is Housing Cost Burden at 60.4 — above the national median.

Housing Cost Burden Primary driver 60.4
Rent-Burdened (30%+) 59
Severely Rent-Burdened (50%+) 54
Mortgage-Burdened (30%+) 92
Homeownership Rate 47
Rent-to-Income Ratio 49
Employment & Wages 36.3
Unemployment Rate 3
Wage-to-Rent Ratio 58
Business Formation Rate 47
Community Vulnerability 28.6
Uninsured Rate 10
Disability Rate 47
Income & Poverty 21.8
Poverty Rate 20
Income vs. State Median 35
Child Poverty Rate 11
Debt & Delinquency 16.3
Debt in Collections 22
Medical Debt 7
Student Loan Delinquency 21
Auto Loan Delinquency 26
Credit Card Delinquency 11
Bankruptcy Filing Rate 10

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Windsor County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Windsor County
Windsor County, VT 32.7 Healthy —
Sullivan County, NH 48.7 Normal +16.0
Bennington County, VT 45.3 Normal +12.6
Rutland County, VT 44.9 Normal +12.2
Windham County, VT 40.3 Normal +7.6
Grafton County, NH 39.2 Normal +6.5
Orange County, VT 37.6 Normal +4.9
Addison County, VT 31.6 Healthy -1.1

Population Peers

County Score Zone vs. Windsor County
Frederick County, VA 32.7 Healthy 0.0
Johnson County, IN 32.7 Healthy +0.0
Calvert County, MD 32.6 Healthy -0.1
Allegan County, MI 32.6 Healthy -0.1
Chatham County, NC 32.8 Healthy +0.1

Download Data

Export all distress indicators for Windsor County as a CSV file.

Find Help in Windsor County

Find an Attorney

Vermont Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Vermont Bar Association Lawyer Referral Service 802-223-2020

Free Legal Aid

Legal aid organizations serving Windsor County residents at no cost.

Vermont Legal Aid 1-800-889-2047
Legal Services Vermont (800) 889-2047

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Vermont →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Windsor County, Vermont?

    Windsor County has a County Distress Index score of 32.7 out of 100, placing it in the Healthy zone. It ranks 2,772nd nationally out of 3,144 counties and 11th in Vermont out of 14 counties.

  • What drives financial distress in Windsor County?

    The primary driver of distress in Windsor County is Housing Cost Burden, where the county scores 60.4 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Windsor County compare to neighboring counties?

    Windsor County (32.7) can be compared to its 7 neighboring counties: Sullivan County, NH (48.7); Bennington County, VT (45.3); Rutland County, VT (44.9).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Windsor County?

    Windsor County, Vermont has a population of approximately 58,101 (2023 Census estimate), classified as a mid county.