Utah County, Utah

County Distress Index: Healthy · 32.5 | 719,174 people · 21st most distressed in Utah
American Default Research

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Utah County, UT ranks among the least distressed counties in the country at 32.5 — 2779th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing costs consume a moderate share of household income. Within Utah, it ranks 21st of 29 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Utah County's primary driver is Housing Cost Burden at 64.3 — above the national median.

Housing Cost Burden Primary driver 64.3
Rent-Burdened (30%+) 77
Severely Rent-Burdened (50%+) 62
Mortgage-Burdened (30%+) 91
Homeownership Rate 77
Rent-to-Income Ratio 15
Employment & Wages 38.1
Unemployment Rate 41
Wage-to-Rent Ratio 71
Business Formation Rate 3
Debt & Delinquency 27.6
Debt in Collections 9
Medical Debt 29
Student Loan Delinquency 16
Auto Loan Delinquency 19
Credit Card Delinquency 21
Bankruptcy Filing Rate 72
Community Vulnerability 24.1
Uninsured Rate 46
Disability Rate 2
Income & Poverty 8.4
Poverty Rate 13
Income vs. State Median 9
Child Poverty Rate 4

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Utah County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Utah County
Utah County, UT 32.5 Healthy —
Carbon County, UT 55.3 Elevated +22.8
Sanpete County, UT 45.0 Normal +12.5
Duchesne County, UT 42.1 Normal +9.6
Salt Lake County, UT 40.5 Normal +8.0
Juab County, UT 31.5 Healthy -1.0
Tooele County, UT 30.6 Healthy -1.9
Wasatch County, UT 24.9 Healthy -7.6

Population Peers

County Score Zone vs. Utah County
Anoka County, MN 32.5 Healthy -0.0
Frederick County, MD 32.9 Healthy +0.4
Ada County, ID 32.1 Healthy -0.4
St. Louis County, MO 33.0 Healthy +0.4
Union County, NC 31.9 Healthy -0.6

Download Data

Export all distress indicators for Utah County as a CSV file.

Find Help in Utah County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Utah County.

COMMUNITY ACTION SERVICES
Provo
801-373-8200 Website
Financial CounselingFinancial CounselingPre-PurchaseHomebuyer Education
NEIGHBORWORKS MOUNTAIN COUNTRY HOME SOLUTIONS
Orem
801-375-5820 Website
Foreclosure PreventionFinancial CounselingFinancial CounselingPre-Purchase

See all counselors in Utah →

Find an Attorney

Utah State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Utah State Bar Lawyer Referral Service 801-531-9077

Free Legal Aid

Legal aid organizations serving Utah County residents at no cost.

Utah Legal Services 1-800-662-4245
Legal Aid Society of Salt Lake 801-328-8849

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Utah →

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Frequently Asked Questions

  • What is the distress score for Utah County, Utah?

    Utah County has a County Distress Index score of 32.5 out of 100, placing it in the Healthy zone. It ranks 2,779th nationally out of 3,144 counties and 21st in Utah out of 29 counties.

  • What drives financial distress in Utah County?

    The primary driver of distress in Utah County is Housing Cost Burden, where the county scores 64.3 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Utah County compare to neighboring counties?

    Utah County (32.5) can be compared to its 7 neighboring counties: Carbon County, UT (55.3); Sanpete County, UT (45.0); Duchesne County, UT (42.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Utah County?

    Utah County, Utah has a population of approximately 719,174 (2023 Census estimate), classified as a large county.