Walker County, Texas

County Distress Index: Serious · 68.8 | 81,268 people · 47th most distressed in Texas

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Walker County, TX shows significant household financial distress with a score of 68.8 — 270th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Texas, it ranks 47th of 254 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Walker County's primary driver is Housing Cost Burden at 85.6 — worse than roughly 86% of U.S. counties.

Housing Cost Burden Primary driver 85.6
Rent-Burdened (30%+) 98
Severely Rent-Burdened (50%+) 97
Mortgage-Burdened (30%+) 55
Homeownership Rate 95
Rent-to-Income Ratio 82
Income & Poverty 76.1
Poverty Rate 91
Income vs. State Median 65
Child Poverty Rate 72
Employment & Wages 67.0
Unemployment Rate 52
Wage-to-Rent Ratio 69
Business Formation Rate 80
Debt & Delinquency 61.9
Debt in Collections 83
Medical Debt 81
Student Loan Delinquency 69
Auto Loan Delinquency 63
Credit Card Delinquency 59
Bankruptcy Filing Rate 16
Community Vulnerability 53.2
Uninsured Rate 88
Disability Rate 19

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Walker County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Walker County
Walker County, TX 68.8 Serious
Trinity County, TX 74.8 Serious +6.0
Houston County, TX 68.3 Serious -0.5
San Jacinto County, TX 66.0 Serious -2.8
Madison County, TX 64.1 Elevated -4.7
Grimes County, TX 53.7 Elevated -15.1
Montgomery County, TX 46.1 Normal -22.7

Population Peers

County Score Zone vs. Walker County
Apache County, AZ 68.7 Serious -0.0
Henderson County, TX 68.8 Serious +0.1
Hinds County, MS 68.9 Serious +0.2
Ashtabula County, OH 68.6 Serious -0.2
Norfolk city, VA 68.6 Serious -0.2

Download Data

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Find Help in Walker County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Walker County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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