Van Zandt County, Texas

County Distress Index: Elevated · 55.8 | 64,000 people · 150th most distressed in Texas
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Van Zandt County, TX registers elevated household financial distress with a score of 55.8 — 1154th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 150th of 254 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Van Zandt County's primary driver is Debt & Delinquency at 71.8 — above the national median.

Debt & Delinquency Primary driver 71.8
Debt in Collections 86
Medical Debt 94
Student Loan Delinquency 76
Auto Loan Delinquency 76
Credit Card Delinquency 62
Bankruptcy Filing Rate 36
Community Vulnerability 68.3
Uninsured Rate 95
Disability Rate 42
Employment & Wages 55.9
Unemployment Rate 52
Wage-to-Rent Ratio 76
Business Formation Rate 39
Housing Cost Burden 46.3
Rent-Burdened (30%+) 65
Severely Rent-Burdened (50%+) 32
Mortgage-Burdened (30%+) 80
Homeownership Rate 15
Rent-to-Income Ratio 40
Income & Poverty 36.9
Poverty Rate 38
Income vs. State Median 29
Child Poverty Rate 44

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Van Zandt County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Van Zandt County
Van Zandt County, TX 55.8 Elevated —
Henderson County, TX 68.8 Serious +13.0
Hunt County, TX 64.7 Elevated +8.9
Wood County, TX 60.5 Elevated +4.6
Smith County, TX 57.5 Elevated +1.6
Rains County, TX 56.0 Elevated +0.2
Kaufman County, TX 55.1 Elevated -0.7

Population Peers

County Score Zone vs. Van Zandt County
Talladega County, AL 55.9 Elevated +0.0
Lycoming County, PA 55.8 Elevated -0.1
St. Lawrence County, NY 56.0 Elevated +0.2
Ector County, TX 56.1 Elevated +0.2
Putnam County, TN 55.6 Elevated -0.3

Download Data

Export all distress indicators for Van Zandt County as a CSV file.

Find Help in Van Zandt County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Van Zandt County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Van Zandt County, Texas?

    Van Zandt County has a County Distress Index score of 55.8 out of 100, placing it in the Elevated zone. It ranks 1,154th nationally out of 3,144 counties and 150th in Texas out of 254 counties.

  • What drives financial distress in Van Zandt County?

    The primary driver of distress in Van Zandt County is Debt & Delinquency, where the county scores 71.8 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Van Zandt County compare to neighboring counties?

    Van Zandt County (55.8) can be compared to its 6 neighboring counties: Henderson County, TX (68.8); Hunt County, TX (64.7); Wood County, TX (60.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Van Zandt County?

    Van Zandt County, Texas has a population of approximately 64,000 (2023 Census estimate), classified as a mid county.