Terrell County, Texas

County Distress Index: Elevated · 55.1 | 687 people · 161st most distressed in Texas

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Terrell County, TX registers elevated household financial distress with a score of 55.1 — 1204th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 161st of 254 counties. Among its 4 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Terrell County's primary driver is Debt & Delinquency at 81.6 — worse than roughly 82% of U.S. counties.

Debt & Delinquency Primary driver 81.6
Debt in Collections 86
Medical Debt 87
Student Loan Delinquency 80
Auto Loan Delinquency 74
Credit Card Delinquency 73
Bankruptcy Filing Rate 90
Income & Poverty 79.8
Poverty Rate 80
Income vs. State Median 92
Child Poverty Rate 67
Community Vulnerability 79.4
Uninsured Rate 68
Disability Rate 91
Housing Cost Burden 20.4
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 5
Homeownership Rate 5
Rent-to-Income Ratio 82
Employment & Wages 14.4
Unemployment Rate 30
Wage-to-Rent Ratio 8
Business Formation Rate 5

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Terrell County compares to its 4 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Terrell County
Terrell County, TX 55.1 Elevated
Val Verde County, TX 70.3 Serious +15.1
Pecos County, TX 53.2 Elevated -2.0
Brewster County, TX 47.3 Normal -7.9
Crockett County, TX 44.6 Normal -10.6

Population Peers

County Score Zone vs. Terrell County
Bennett County, SD 55.1 Elevated 0.0
Kimble County, TX 55.2 Elevated +0.0
Blaine County, OK 55.2 Elevated +0.1
Mills County, TX 55.3 Elevated +0.1
Huerfano County, CO 55.0 Elevated -0.2

Download Data

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Find Help in Terrell County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Terrell County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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