Swisher County, Texas

County Distress Index: Serious · 70.4 | 6,955 people · 37th most distressed in Texas

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Swisher County, TX shows significant household financial distress with a score of 70.4 — 190th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 37th of 254 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Swisher County's primary driver is Income & Poverty at 84.0 — worse than roughly 84% of U.S. counties.

Income & Poverty Primary driver 84.0
Poverty Rate 84
Income vs. State Median 81
Child Poverty Rate 87
Debt & Delinquency 78.5
Debt in Collections 95
Medical Debt 95
Student Loan Delinquency 80
Auto Loan Delinquency 93
Credit Card Delinquency 95
Bankruptcy Filing Rate 14
Community Vulnerability 78.2
Uninsured Rate 95
Disability Rate 61
Employment & Wages 65.3
Unemployment Rate 49
Wage-to-Rent Ratio 52
Business Formation Rate 95
Housing Cost Burden 46.0
Rent-Burdened (30%+) 21
Severely Rent-Burdened (50%+) 44
Mortgage-Burdened (30%+) 22
Homeownership Rate 82
Rent-to-Income Ratio 61

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Swisher County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Swisher County
Swisher County, TX 70.4 Serious
Hale County, TX 69.6 Serious -0.8
Floyd County, TX 68.1 Serious -2.3
Briscoe County, TX 60.6 Elevated -9.8
Castro County, TX 53.7 Elevated -16.7
Randall County, TX 41.7 Normal -28.7
Armstrong County, TX 30.2 Healthy -40.3

Population Peers

County Score Zone vs. Swisher County
Catahoula Parish, LA 70.4 Serious -0.0
Oscoda County, MI 70.5 Serious +0.0
Montgomery County, AR 70.5 Serious +0.1
Webster County, WV 70.3 Serious -0.1
Real County, TX 70.6 Serious +0.2

Download Data

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Find Help in Swisher County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Swisher County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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