San Patricio County, Texas

County Distress Index: Serious · 73.3 | 70,660 people · 18th most distressed in Texas

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San Patricio County, TX shows significant household financial distress with a score of 73.3 — 98th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 18th of 254 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. San Patricio County's primary driver is Community Vulnerability at 84.8 — worse than roughly 85% of U.S. counties.

Community Vulnerability Primary driver 84.8
Uninsured Rate 94
Disability Rate 75
Debt & Delinquency 73.3
Debt in Collections 95
Medical Debt 77
Student Loan Delinquency 93
Auto Loan Delinquency 72
Credit Card Delinquency 78
Bankruptcy Filing Rate 26
Housing Cost Burden 73.2
Rent-Burdened (30%+) 77
Severely Rent-Burdened (50%+) 57
Mortgage-Burdened (30%+) 62
Homeownership Rate 81
Rent-to-Income Ratio 88
Employment & Wages 68.3
Unemployment Rate 85
Wage-to-Rent Ratio 58
Business Formation Rate 62
Income & Poverty 66.9
Poverty Rate 74
Income vs. State Median 45
Child Poverty Rate 81

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How San Patricio County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. San Patricio County
San Patricio County, TX 73.3 Serious
Jim Wells County, TX 78.1 Serious +4.8
Bee County, TX 76.9 Serious +3.6
Refugio County, TX 71.8 Serious -1.5
Nueces County, TX 70.1 Serious -3.2
Aransas County, TX 66.6 Serious -6.7
Live Oak County, TX 61.4 Elevated -11.9

Population Peers

County Score Zone vs. San Patricio County
Lake County, CA 73.2 Serious -0.1
Anderson County, TX 73.4 Serious +0.1
Highlands County, FL 73.5 Serious +0.2
Putnam County, FL 73.5 Serious +0.2
Russell County, AL 73.0 Serious -0.3

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Find Help in San Patricio County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving San Patricio County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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