Red River County, Texas

County Distress Index: Serious · 73.5 | 11,678 people · 16th most distressed in Texas
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Red River County, TX shows significant household financial distress with a score of 73.5 — 93rd nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 16th of 254 counties. Among its 8 neighboring counties, 7 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Red River County's primary driver is Income & Poverty at 84.4 — worse than roughly 84% of U.S. counties.

Income & Poverty Primary driver 84.4
Poverty Rate 80
Income vs. State Median 89
Child Poverty Rate 85
Community Vulnerability 81.7
Uninsured Rate 89
Disability Rate 74
Debt & Delinquency 71.7
Debt in Collections 95
Medical Debt 95
Student Loan Delinquency 80
Auto Loan Delinquency 38
Credit Card Delinquency 93
Bankruptcy Filing Rate 29
Housing Cost Burden 68.0
Rent-Burdened (30%+) 80
Severely Rent-Burdened (50%+) 84
Mortgage-Burdened (30%+) 35
Homeownership Rate 69
Rent-to-Income Ratio 72
Employment & Wages 61.8
Unemployment Rate 76
Wage-to-Rent Ratio 61
Business Formation Rate 48

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Red River County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Red River County
Red River County, TX 73.5 Serious —
Choctaw County, OK 74.6 Serious +1.0
Morris County, TX 70.3 Serious -3.2
McCurtain County, OK 69.6 Serious -3.9
Lamar County, TX 68.2 Serious -5.4
Bowie County, TX 65.1 Serious -8.5
Delta County, TX 62.5 Elevated -11.0
Titus County, TX 57.6 Elevated -15.9
Franklin County, TX 53.3 Elevated -20.2

Population Peers

County Score Zone vs. Red River County
Macon County, GA 73.6 Serious +0.0
Leflore County, MS 73.6 Serious +0.1
Hopewell city, VA 73.4 Serious -0.2
Avoyelles Parish, LA 73.3 Serious -0.2
Baldwin County, GA 73.3 Serious -0.2

Download Data

Export all distress indicators for Red River County as a CSV file.

Find Help in Red River County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Red River County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Red River County, Texas?

    Red River County has a County Distress Index score of 73.5 out of 100, placing it in the Serious zone. It ranks 93rd nationally out of 3,144 counties and 16th in Texas out of 254 counties.

  • What drives financial distress in Red River County?

    The primary driver of distress in Red River County is Income & Poverty, where the county scores 84.4 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Red River County compare to neighboring counties?

    Red River County (73.5) can be compared to its 8 neighboring counties: Choctaw County, OK (74.6); Morris County, TX (70.3); McCurtain County, OK (69.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Red River County?

    Red River County, Texas has a population of approximately 11,678 (2023 Census estimate), classified as a small county.