Potter County, Texas

County Distress Index: Serious · 66.8 | 114,647 people · 67th most distressed in Texas

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Potter County, TX shows significant household financial distress with a score of 66.8 — 393rd nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 67th of 254 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Potter County's primary driver is Debt & Delinquency at 82.2 — worse than roughly 82% of U.S. counties.

Debt & Delinquency Primary driver 82.2
Debt in Collections 97
Medical Debt 99
Student Loan Delinquency 91
Auto Loan Delinquency 88
Credit Card Delinquency 91
Bankruptcy Filing Rate 26
Income & Poverty 78.2
Poverty Rate 77
Income vs. State Median 84
Child Poverty Rate 73
Housing Cost Burden 74.5
Rent-Burdened (30%+) 75
Severely Rent-Burdened (50%+) 73
Mortgage-Burdened (30%+) 45
Homeownership Rate 96
Rent-to-Income Ratio 84
Community Vulnerability 67.4
Uninsured Rate 97
Disability Rate 38
Employment & Wages 31.6
Unemployment Rate 27
Wage-to-Rent Ratio 23
Business Formation Rate 45

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Potter County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Potter County
Potter County, TX 66.8 Serious
Deaf Smith County, TX 57.2 Elevated -9.5
Moore County, TX 51.5 Elevated -15.2
Oldham County, TX 50.3 Elevated -16.5
Randall County, TX 41.7 Normal -25.0
Carson County, TX 35.7 Normal -31.0
Armstrong County, TX 30.2 Healthy -36.6

Population Peers

County Score Zone vs. Potter County
Pike County, KY 66.8 Serious 0.0
Jefferson County, AR 66.6 Serious -0.2
Wayne County, NC 66.9 Serious +0.2
Bulloch County, GA 66.6 Serious -0.2
Navarro County, TX 67.0 Serious +0.3

Download Data

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Find Help in Potter County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Potter County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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