Pecos County, Texas

County Distress Index: Elevated · 53.2 | 14,623 people · 174th most distressed in Texas

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Pecos County, TX registers elevated household financial distress with a score of 53.2 — 1361st nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 174th of 254 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Pecos County's primary driver is Debt & Delinquency at 77.3 — worse than roughly 77% of U.S. counties.

Debt & Delinquency Primary driver 77.3
Debt in Collections 95
Medical Debt 95
Student Loan Delinquency 80
Auto Loan Delinquency 94
Credit Card Delinquency 95
Bankruptcy Filing Rate 5
Income & Poverty 75.2
Poverty Rate 89
Income vs. State Median 59
Child Poverty Rate 77
Community Vulnerability 46.2
Uninsured Rate 87
Disability Rate 5
Employment & Wages 37.5
Unemployment Rate 55
Wage-to-Rent Ratio 5
Business Formation Rate 52
Housing Cost Burden 29.7
Rent-Burdened (30%+) 24
Severely Rent-Burdened (50%+) 21
Mortgage-Burdened (30%+) 5
Homeownership Rate 58
Rent-to-Income Ratio 40

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Pecos County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Pecos County
Pecos County, TX 53.2 Elevated
Jeff Davis County, TX 65.7 Serious +12.6
Terrell County, TX 55.1 Elevated +2.0
Reeves County, TX 50.8 Elevated -2.4
Ward County, TX 47.9 Normal -5.3
Brewster County, TX 47.3 Normal -5.9
Crockett County, TX 44.6 Normal -8.6
Crane County, TX 38.6 Normal -14.6

Population Peers

County Score Zone vs. Pecos County
Cortland County, NY 53.2 Elevated 0.0
Upshur County, WV 53.2 Elevated +0.0
Oglethorpe County, GA 53.1 Elevated -0.0
Jackson County, WV 53.1 Elevated -0.1
Knox County, IN 53.3 Elevated +0.1

Download Data

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Find Help in Pecos County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Pecos County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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