Nacogdoches County, Texas

County Distress Index: Serious · 71.5 | 65,375 people · 29th most distressed in Texas

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Nacogdoches County, TX shows significant household financial distress with a score of 71.5 — 147th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 29th of 254 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Nacogdoches County's primary driver is Income & Poverty at 81.1 — worse than roughly 81% of U.S. counties.

Income & Poverty Primary driver 81.1
Poverty Rate 84
Income vs. State Median 81
Child Poverty Rate 78
Housing Cost Burden 75.0
Rent-Burdened (30%+) 96
Severely Rent-Burdened (50%+) 96
Mortgage-Burdened (30%+) 11
Homeownership Rate 95
Rent-to-Income Ratio 76
Debt & Delinquency 73.4
Debt in Collections 91
Medical Debt 99
Student Loan Delinquency 62
Auto Loan Delinquency 70
Credit Card Delinquency 75
Bankruptcy Filing Rate 44
Community Vulnerability 72.4
Uninsured Rate 89
Disability Rate 56
Employment & Wages 55.6
Unemployment Rate 55
Wage-to-Rent Ratio 64
Business Formation Rate 47

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Nacogdoches County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Nacogdoches County
Nacogdoches County, TX 71.5 Serious
San Augustine County, TX 75.6 Serious +4.1
Angelina County, TX 72.0 Serious +0.5
Shelby County, TX 61.5 Elevated -10.0
Cherokee County, TX 61.3 Elevated -10.2
Rusk County, TX 59.1 Elevated -12.4

Population Peers

County Score Zone vs. Nacogdoches County
Navajo County, AZ 71.4 Serious -0.1
Carter County, TN 71.4 Serious -0.1
Muscogee County, GA 71.1 Serious -0.4
Angelina County, TX 72.0 Serious +0.5
Imperial County, CA 70.9 Serious -0.6

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Find Help in Nacogdoches County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Nacogdoches County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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