Morris County, Texas

County Distress Index: Serious · 70.3 | 12,066 people · 38th most distressed in Texas
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Morris County, TX shows significant household financial distress with a score of 70.3 — 195th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 38th of 254 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Morris County's primary driver is Community Vulnerability at 87.2 — worse than roughly 87% of U.S. counties.

Community Vulnerability Primary driver 87.2
Uninsured Rate 82
Disability Rate 93
Income & Poverty 86.0
Poverty Rate 83
Income vs. State Median 83
Child Poverty Rate 91
Debt & Delinquency 75.5
Debt in Collections 92
Medical Debt 90
Student Loan Delinquency 80
Auto Loan Delinquency 90
Credit Card Delinquency 95
Bankruptcy Filing Rate 7
Employment & Wages 53.2
Unemployment Rate 83
Wage-to-Rent Ratio 9
Business Formation Rate 67
Housing Cost Burden 49.9
Rent-Burdened (30%+) 70
Severely Rent-Burdened (50%+) 48
Mortgage-Burdened (30%+) 22
Homeownership Rate 45
Rent-to-Income Ratio 64

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Morris County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Morris County
Morris County, TX 70.3 Serious —
Red River County, TX 73.5 Serious +3.2
Marion County, TX 71.7 Serious +1.3
Camp County, TX 67.5 Serious -2.9
Cass County, TX 66.8 Serious -3.5
Bowie County, TX 65.1 Serious -5.3
Upshur County, TX 63.4 Elevated -7.0
Titus County, TX 57.6 Elevated -12.7

Population Peers

County Score Zone vs. Morris County
Emanuel County, GA 70.3 Serious -0.0
McDuffie County, GA 70.3 Serious -0.0
St. Helena Parish, LA 70.3 Serious -0.0
Panola County, MS 70.4 Serious +0.0
Morehouse Parish, LA 70.3 Serious -0.1

Download Data

Export all distress indicators for Morris County as a CSV file.

Find Help in Morris County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Morris County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Morris County, Texas?

    Morris County has a County Distress Index score of 70.3 out of 100, placing it in the Serious zone. It ranks 195th nationally out of 3,144 counties and 38th in Texas out of 254 counties.

  • What drives financial distress in Morris County?

    The primary driver of distress in Morris County is Community Vulnerability, where the county scores 87.2 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Morris County compare to neighboring counties?

    Morris County (70.3) can be compared to its 7 neighboring counties: Red River County, TX (73.5); Marion County, TX (71.7); Camp County, TX (67.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Morris County?

    Morris County, Texas has a population of approximately 12,066 (2023 Census estimate), classified as a small county.