McMullen County, Texas

County Distress Index: Normal · 46.4 | 568 people · 205th most distressed in Texas
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

McMullen County, TX falls within the normal range for household financial distress at 46.4 — 1869th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 205th of 254 counties. It scores lower than all 5 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. McMullen County's primary driver is Debt & Delinquency at 78.1 — worse than roughly 78% of U.S. counties.

Debt & Delinquency Primary driver 78.1
Debt in Collections 86
Medical Debt 87
Student Loan Delinquency 80
Auto Loan Delinquency 74
Credit Card Delinquency 73
Bankruptcy Filing Rate 69
Community Vulnerability 56.1
Uninsured Rate 94
Disability Rate 18
Employment & Wages 46.9
Unemployment Rate 91
Wage-to-Rent Ratio 5
Business Formation Rate 45
Income & Poverty 38.0
Poverty Rate 41
Income vs. State Median 19
Child Poverty Rate 54
Housing Cost Burden 12.8
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 5
Homeownership Rate 37
Rent-to-Income Ratio 13

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How McMullen County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. McMullen County
McMullen County, TX 46.4 Normal —
Duval County, TX 76.7 Serious +30.3
Webb County, TX 72.6 Serious +26.2
La Salle County, TX 65.6 Serious +19.3
Live Oak County, TX 61.4 Elevated +15.0
Atascosa County, TX 61.1 Elevated +14.7

Population Peers

County Score Zone vs. McMullen County
Jefferson County, NE 46.4 Normal -0.0
Deuel County, NE 46.4 Normal +0.0
Prairie County, MT 46.5 Normal +0.1
Highland County, VA 46.3 Normal -0.1
Grant County, OK 46.3 Normal -0.1

Download Data

Export all distress indicators for McMullen County as a CSV file.

Find Help in McMullen County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving McMullen County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Texas →

Continue Reading

Frequently Asked Questions

  • What is the distress score for McMullen County, Texas?

    McMullen County has a County Distress Index score of 46.4 out of 100, placing it in the Normal zone. It ranks 1,869th nationally out of 3,144 counties and 205th in Texas out of 254 counties.

  • What drives financial distress in McMullen County?

    The primary driver of distress in McMullen County is Debt & Delinquency, where the county scores 78.1 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does McMullen County compare to neighboring counties?

    McMullen County (46.4) can be compared to its 5 neighboring counties: Duval County, TX (76.7); Webb County, TX (72.6); La Salle County, TX (65.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of McMullen County?

    McMullen County, Texas has a population of approximately 568 (2023 Census estimate), classified as a tiny county.