Lynn County, Texas

County Distress Index: Elevated · 51.4 | 5,761 people · 179th most distressed in Texas
American Default Research

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Lynn County, TX registers elevated household financial distress with a score of 51.4 — 1483rd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 179th of 254 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lynn County's primary driver is Community Vulnerability at 74.0 — above the national median.

Community Vulnerability Primary driver 74.0
Uninsured Rate 87
Disability Rate 61
Income & Poverty 67.0
Poverty Rate 71
Income vs. State Median 63
Child Poverty Rate 67
Debt & Delinquency 54.1
Debt in Collections 78
Medical Debt 74
Student Loan Delinquency 80
Auto Loan Delinquency 36
Credit Card Delinquency 51
Bankruptcy Filing Rate 5
Housing Cost Burden 44.8
Rent-Burdened (30%+) 54
Severely Rent-Burdened (50%+) 11
Mortgage-Burdened (30%+) 72
Homeownership Rate 37
Rent-to-Income Ratio 50
Employment & Wages 17.3
Unemployment Rate 30
Wage-to-Rent Ratio 6
Business Formation Rate 16

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lynn County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lynn County
Lynn County, TX 51.4 Elevated —
Crosby County, TX 76.0 Serious +24.6
Terry County, TX 69.3 Serious +17.9
Dawson County, TX 66.8 Serious +15.4
Lubbock County, TX 63.7 Elevated +12.2
Garza County, TX 60.1 Elevated +8.7
Hockley County, TX 57.7 Elevated +6.3
Borden County, TX 27.8 Healthy -23.6

Population Peers

County Score Zone vs. Lynn County
McCormick County, SC 51.4 Elevated -0.1
Comanche County, KS 51.3 Elevated -0.1
Ferry County, WA 51.5 Elevated +0.1
Livingston County, KY 51.6 Elevated +0.2
Petersburg Borough, AK 51.2 Elevated -0.2

Download Data

Export all distress indicators for Lynn County as a CSV file.

Find Help in Lynn County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Lynn County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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Frequently Asked Questions

  • What is the distress score for Lynn County, Texas?

    Lynn County has a County Distress Index score of 51.4 out of 100, placing it in the Elevated zone. It ranks 1,483rd nationally out of 3,144 counties and 179th in Texas out of 254 counties.

  • What drives financial distress in Lynn County?

    The primary driver of distress in Lynn County is Community Vulnerability, where the county scores 74.0 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Lynn County compare to neighboring counties?

    Lynn County (51.4) can be compared to its 7 neighboring counties: Crosby County, TX (76.0); Terry County, TX (69.3); Dawson County, TX (66.8).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lynn County?

    Lynn County, Texas has a population of approximately 5,761 (2023 Census estimate), classified as a tiny county.