Limestone County, Texas

County Distress Index: Elevated · 61.9 | 22,250 people · 99th most distressed in Texas
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Limestone County, TX registers elevated household financial distress with a score of 61.9 — 697th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 99th of 254 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Limestone County's primary driver is Community Vulnerability at 80.2 — worse than roughly 80% of U.S. counties.

Community Vulnerability Primary driver 80.2
Uninsured Rate 94
Disability Rate 66
Income & Poverty 78.8
Poverty Rate 78
Income vs. State Median 77
Child Poverty Rate 81
Debt & Delinquency 70.3
Debt in Collections 90
Medical Debt 81
Student Loan Delinquency 73
Auto Loan Delinquency 75
Credit Card Delinquency 70
Bankruptcy Filing Rate 33
Housing Cost Burden 47.7
Rent-Burdened (30%+) 42
Severely Rent-Burdened (50%+) 76
Mortgage-Burdened (30%+) 12
Homeownership Rate 52
Rent-to-Income Ratio 57
Employment & Wages 32.4
Unemployment Rate 58
Wage-to-Rent Ratio 2
Business Formation Rate 36

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Limestone County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Limestone County
Limestone County, TX 61.9 Elevated —
Navarro County, TX 67.0 Serious +5.1
Falls County, TX 66.0 Serious +4.1
Freestone County, TX 62.7 Elevated +0.9
McLennan County, TX 62.1 Elevated +0.3
Robertson County, TX 59.8 Elevated -2.1
Hill County, TX 58.6 Elevated -3.3
Leon County, TX 54.0 Elevated -7.8

Population Peers

County Score Zone vs. Limestone County
Peach County, GA 61.9 Elevated 0.0
Pawnee County, OK 61.9 Elevated 0.0
Putnam County, GA 61.8 Elevated -0.0
Perry County, KY 61.8 Elevated -0.0
Gulf County, FL 61.8 Elevated -0.1

Download Data

Export all distress indicators for Limestone County as a CSV file.

Find Help in Limestone County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Limestone County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Limestone County, Texas?

    Limestone County has a County Distress Index score of 61.9 out of 100, placing it in the Elevated zone. It ranks 697th nationally out of 3,144 counties and 99th in Texas out of 254 counties.

  • What drives financial distress in Limestone County?

    The primary driver of distress in Limestone County is Community Vulnerability, where the county scores 80.2 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Limestone County compare to neighboring counties?

    Limestone County (61.9) can be compared to its 7 neighboring counties: Navarro County, TX (67.0); Falls County, TX (66.0); Freestone County, TX (62.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Limestone County?

    Limestone County, Texas has a population of approximately 22,250 (2023 Census estimate), classified as a small county.