Lampasas County, Texas

County Distress Index: Elevated · 57.0 | 23,262 people · 142nd most distressed in Texas
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Lampasas County, TX registers elevated household financial distress with a score of 57.0 — 1082nd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 142nd of 254 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lampasas County's primary driver is Community Vulnerability at 87.8 — worse than roughly 88% of U.S. counties.

Community Vulnerability Primary driver 87.8
Uninsured Rate 81
Disability Rate 94
Debt & Delinquency 64.5
Debt in Collections 71
Medical Debt 73
Student Loan Delinquency 83
Auto Loan Delinquency 67
Credit Card Delinquency 71
Bankruptcy Filing Rate 21
Employment & Wages 51.1
Unemployment Rate 55
Wage-to-Rent Ratio 66
Business Formation Rate 32
Housing Cost Burden 48.8
Rent-Burdened (30%+) 78
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 67
Homeownership Rate 18
Rent-to-Income Ratio 19
Income & Poverty 32.7
Poverty Rate 33
Income vs. State Median 19
Child Poverty Rate 46

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lampasas County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lampasas County
Lampasas County, TX 57.0 Elevated —
Coryell County, TX 61.2 Elevated +4.3
San Saba County, TX 59.7 Elevated +2.7
Bell County, TX 59.6 Elevated +2.6
Hamilton County, TX 59.0 Elevated +2.1
Mills County, TX 55.3 Elevated -1.7
Burnet County, TX 41.5 Normal -15.5

Population Peers

County Score Zone vs. Lampasas County
Marion County, MS 57.0 Elevated 0.0
Gates County, NC 57.0 Elevated 0.0
Silver Bow County, MT 57.0 Elevated -0.0
Scotts Bluff County, NE 56.9 Elevated -0.1
Mackinac County, MI 56.9 Elevated -0.1

Download Data

Export all distress indicators for Lampasas County as a CSV file.

Find Help in Lampasas County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Lampasas County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Lampasas County, Texas?

    Lampasas County has a County Distress Index score of 57.0 out of 100, placing it in the Elevated zone. It ranks 1,082nd nationally out of 3,144 counties and 142nd in Texas out of 254 counties.

  • What drives financial distress in Lampasas County?

    The primary driver of distress in Lampasas County is Community Vulnerability, where the county scores 87.8 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Lampasas County compare to neighboring counties?

    Lampasas County (57.0) can be compared to its 6 neighboring counties: Coryell County, TX (61.2); San Saba County, TX (59.7); Bell County, TX (59.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lampasas County?

    Lampasas County, Texas has a population of approximately 23,262 (2023 Census estimate), classified as a small county.