Marion County, Mississippi
Above the national median for credit card delinquency.
Main Findings
Marion County, Mississippi ranks 582nd most distressed in the United States on the County Distress Index. The driver: 9% of credit card accounts are 60+ days past due — above the national median of 5%. Its highest-scoring domain is Delinquency.
- 582nd of 3,144 counties on the County Distress Index — 68.5 · moderate-high county distress, 48th in Mississippi.
- 9% of credit card accounts are 60+ days past due (U.S. median 5%). Credit card delinquency at the 92nd percentile nationally. Source: Urban Institute Debt in America (2025).
- Poverty rate at 22% — national median 14%, ranked at the 90th percentile. Source: U.S. Census Bureau, SAIPE (2023).
- Bankruptcy filing rate at 198 — national median 126, ranked at the 74th percentile. Source: Administrative Office of the U.S. Courts, F-5A (2025).
- Rent-to-income ratio at 22% — national median 21%, ranked at the 58th percentile. Source: HUD FMR (FY2026); U.S. Census Bureau, SAIPE (2023).
Unemployment is 4%, near the national median of 4%, while credit card delinquency runs at the 92nd percentile. Jobs exist; wages don't close the gap.
Neighbors span three CDI score labels. The 29-point drop to Lamar County marks where the Mississippi distress corridor ends.
"Marion County has a moderate-high county distress score. The domain mix shows whether pressure is concentrated or spread across the profile."
"The CDI gives this county a moderate-high county distress label. The domain table shows whether the score comes from debt, labor, safety-net pressure, or a mix. Its highest-scoring domain is Delinquency."
Reporter's Notes
Two data points in the indicator table worth a follow-up call.
According to U.S. Census Bureau, SAIPE (2023), 27% of children under 18 in Marion County live below the federal poverty line, versus 18% nationally. When a county's adult poverty rate is accompanied by a materially higher child poverty rate, the gap typically reflects single-parent household concentration or limited access to workforce-participation supports (childcare, transportation). Worth a call to the local school district's free-and-reduced-lunch coordinator or a regional United Way affiliate.
Indicator History
Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.
Unemployment rate
Poverty rate
Transfer income share
Subprime credit population
The Indicators Behind Marion County's CDI Score
Every number traces to a public source. Marion County's value shown alongside MS's median and the U.S. median. Full CSV available for download.
| Indicator | Marion | MS median | U.S. median | Pctile | Source |
|---|---|---|---|---|---|
| Delinquency — domain score 92 · Rank 167 of 3,144 | |||||
| Auto loan delinquency Share of auto loan accounts 60+ days past due | 10% | 10% | 5% | 91st | Urban Institute Debt in America (2025) |
| Credit card delinquency Share of credit card accounts 60+ days past due | 9% | 9% | 5% | 92nd | Urban Institute Debt in America (2025) |
| Subprime credit share Share of residents with a credit score below 660 | 37% | 38% | 23% | 92nd | Federal Reserve Bank of St. Louis, Equifax (2025) |
| Default & Legal — domain score 71 · Rank 692 of 3,144 | |||||
| Debt in collections Share of residents with a credit file who have debt in collections | 28% | 31% | 23% | 68th | Urban Institute Debt in America (2025) |
| Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents | 198 | 314 | 126 | 74th | Administrative Office of the U.S. Courts, F-5A (2025) |
| Debt Burden (housing basis) — domain score 42 · Rank 1,893 of 3,144 | |||||
| Rent-to-income ratio Fair Market Rent (2BR) as share of median household income | 22% | 22% | 21% | 58th | HUD FMR (FY2026); U.S. Census Bureau, SAIPE (2023) |
| Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent | 14% | 19% | 18% | 27th | U.S. Census Bureau, ACS 5-year (2023) |
| Labor — domain score 49 · Rank 1,534 of 3,144 | |||||
| Unemployment Share of labor force unemployed | 4% | 4% | 4% | 49th | U.S. Bureau of Labor Statistics, LAUS (May 2026) |
| Safety Net & Buffer — domain score 88 · Rank 106 of 3,144 | |||||
| Child poverty rate Share of children under 18 below the federal poverty line | 27% | 28% | 18% | 84th | U.S. Census Bureau, SAIPE (2023) |
| Disability rate Share of residents reporting a disability | 22% | 19% | 16% | 88th | U.S. Census Bureau, ACS 5-year (2023) |
| Poverty rate Share of population below the federal poverty line | 22% | 20% | 14% | 90th | U.S. Census Bureau, SAIPE (2023) |
| Uninsured rate Share of residents without health insurance coverage | 14% | 12% | 8% | 85th | U.S. Census Bureau, ACS 5-year (2023) |
Five-Domain Breakdown
The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.
Methodology
The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.
Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), FRED/Equifax (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (Local Area Unemployment Statistics), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2022 to 2026 depending on source; full indicator-level vintage detail is in the methodology document.
For Press & Research
Everything you need to cite Marion County data — in under 60 seconds.
Draft wire copy 146-word AP-style article — use freely with attribution
COLUMBIA, Miss. — Marion County ranks 582nd among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.
The composite score of 68.5 out of 100 gives Marion a moderate-high county distress label. Among 3,144 U.S. counties scored, 581 counties rank more distressed. Within Mississippi, Marion ranks 48th of 82 counties.
The index, which draws on 13 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies delinquency as the primary driver in Marion. 9% of credit card accounts are 60+ days past due — above the national median of 5%.
"Marion County has a moderate-high county distress score. The domain mix shows whether pressure is concentrated or spread across the profile," said Ross Kilburn, founder of American Default Research.
Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.
Frequently Asked Questions
What is Marion County's CDI score, and what does it mean?
What drives Marion County's distress score?
How does Marion County compare to its neighbors?
How is the County Distress Index calculated?
Marion County resident looking for help? HUD counselors, legal aid, and attorney referrals →