Lamar County, Texas

County Distress Index: Serious · 68.2 | 51,127 people · 51st most distressed in Texas

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Lamar County, TX shows significant household financial distress with a score of 68.2 — 303rd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 51st of 254 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lamar County's primary driver is Community Vulnerability at 82.4 — worse than roughly 82% of U.S. counties.

Community Vulnerability Primary driver 82.4
Uninsured Rate 96
Disability Rate 69
Income & Poverty 79.3
Poverty Rate 83
Income vs. State Median 67
Child Poverty Rate 88
Debt & Delinquency 73.3
Debt in Collections 94
Medical Debt 95
Student Loan Delinquency 87
Auto Loan Delinquency 70
Credit Card Delinquency 79
Bankruptcy Filing Rate 15
Housing Cost Burden 62.8
Rent-Burdened (30%+) 65
Severely Rent-Burdened (50%+) 95
Mortgage-Burdened (30%+) 24
Homeownership Rate 82
Rent-to-Income Ratio 47
Employment & Wages 43.0
Unemployment Rate 58
Wage-to-Rent Ratio 24
Business Formation Rate 47

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lamar County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lamar County
Lamar County, TX 68.2 Serious
Choctaw County, OK 74.6 Serious +6.4
Red River County, TX 73.5 Serious +5.4
Bryan County, OK 69.2 Serious +1.0
Delta County, TX 62.5 Elevated -5.6
Fannin County, TX 56.1 Elevated -12.1

Population Peers

County Score Zone vs. Lamar County
Lenoir County, NC 68.2 Serious +0.0
Wilson County, NC 68.3 Serious +0.1
Mohave County, AZ 68.3 Serious +0.1
Floyd County, GA 68.4 Serious +0.2
Tangipahoa Parish, LA 68.5 Serious +0.3

Download Data

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Find Help in Lamar County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Lamar County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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