Kaufman County, Texas

County Distress Index: Elevated · 55.1 | 185,690 people · 160th most distressed in Texas

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Kaufman County, TX registers elevated household financial distress with a score of 55.1 — 1198th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 160th of 254 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Kaufman County's primary driver is Debt & Delinquency at 83.6 — worse than roughly 84% of U.S. counties.

Debt & Delinquency Primary driver 83.6
Debt in Collections 88
Medical Debt 90
Student Loan Delinquency 76
Auto Loan Delinquency 75
Credit Card Delinquency 85
Bankruptcy Filing Rate 88
Housing Cost Burden 74.6
Rent-Burdened (30%+) 94
Severely Rent-Burdened (50%+) 73
Mortgage-Burdened (30%+) 98
Homeownership Rate 26
Rent-to-Income Ratio 83
Employment & Wages 54.4
Unemployment Rate 55
Wage-to-Rent Ratio 97
Business Formation Rate 11
Community Vulnerability 47.2
Uninsured Rate 85
Disability Rate 9
Income & Poverty 15.9
Poverty Rate 17
Income vs. State Median 4
Child Poverty Rate 27

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Kaufman County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Kaufman County
Kaufman County, TX 55.1 Elevated
Henderson County, TX 68.8 Serious +13.7
Hunt County, TX 64.7 Elevated +9.5
Dallas County, TX 60.3 Elevated +5.2
Van Zandt County, TX 55.8 Elevated +0.7
Ellis County, TX 52.1 Elevated -3.0
Rockwall County, TX 38.7 Normal -16.4

Population Peers

County Score Zone vs. Kaufman County
White County, AR 55.2 Elevated +0.0
Greenwood County, SC 55.1 Elevated -0.0
Jackson County, AL 55.1 Elevated -0.1
Creek County, OK 55.1 Elevated -0.1
Hardin County, TX 55.2 Elevated +0.1

Download Data

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Find Help in Kaufman County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Kaufman County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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