Hopkins County, Texas

County Distress Index: Elevated · 57.4 | 38,172 people · 137th most distressed in Texas

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Hopkins County, TX registers elevated household financial distress with a score of 57.4 — 1047th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 137th of 254 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hopkins County's primary driver is Debt & Delinquency at 77.7 — worse than roughly 78% of U.S. counties.

Debt & Delinquency Primary driver 77.7
Debt in Collections 82
Medical Debt 79
Student Loan Delinquency 90
Auto Loan Delinquency 88
Credit Card Delinquency 82
Bankruptcy Filing Rate 46
Community Vulnerability 66.1
Uninsured Rate 95
Disability Rate 37
Housing Cost Burden 54.9
Rent-Burdened (30%+) 52
Severely Rent-Burdened (50%+) 35
Mortgage-Burdened (30%+) 59
Homeownership Rate 71
Rent-to-Income Ratio 57
Income & Poverty 48.8
Poverty Rate 46
Income vs. State Median 46
Child Poverty Rate 55
Employment & Wages 39.6
Unemployment Rate 19
Wage-to-Rent Ratio 46
Business Formation Rate 54

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hopkins County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hopkins County
Hopkins County, TX 57.4 Elevated
Hunt County, TX 64.7 Elevated +7.3
Delta County, TX 62.5 Elevated +5.1
Wood County, TX 60.5 Elevated +3.0
Rains County, TX 56.0 Elevated -1.4
Franklin County, TX 53.3 Elevated -4.1

Population Peers

County Score Zone vs. Hopkins County
Iosco County, MI 57.4 Elevated 0.0
Clarke County, AL 57.4 Elevated -0.0
Coos County, NH 57.5 Elevated +0.0
Stephens County, OK 57.5 Elevated +0.0
Lamb County, TX 57.4 Elevated -0.0

Download Data

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Find Help in Hopkins County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Hopkins County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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