Hockley County, Texas

County Distress Index: Elevated · 57.7 | 21,460 people · 133rd most distressed in Texas
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Hockley County, TX registers elevated household financial distress with a score of 57.7 — 1015th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 133rd of 254 counties. Its score is in the middle of its 8 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hockley County's primary driver is Debt & Delinquency at 79.6 — worse than roughly 80% of U.S. counties.

Debt & Delinquency Primary driver 79.6
Debt in Collections 95
Medical Debt 99
Student Loan Delinquency 92
Auto Loan Delinquency 86
Credit Card Delinquency 77
Bankruptcy Filing Rate 28
Community Vulnerability 72.8
Uninsured Rate 95
Disability Rate 50
Income & Poverty 56.5
Poverty Rate 62
Income vs. State Median 48
Child Poverty Rate 60
Housing Cost Burden 40.4
Rent-Burdened (30%+) 46
Severely Rent-Burdened (50%+) 47
Mortgage-Burdened (30%+) 20
Homeownership Rate 59
Rent-to-Income Ratio 30
Employment & Wages 39.2
Unemployment Rate 41
Wage-to-Rent Ratio 3
Business Formation Rate 74

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hockley County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hockley County
Hockley County, TX 57.7 Elevated —
Hale County, TX 69.6 Serious +11.9
Terry County, TX 69.3 Serious +11.6
Cochran County, TX 64.0 Elevated +6.3
Lubbock County, TX 63.7 Elevated +6.0
Lamb County, TX 57.4 Elevated -0.3
Lynn County, TX 51.4 Elevated -6.3
Bailey County, TX 50.6 Elevated -7.1
Yoakum County, TX 40.6 Normal -17.1

Population Peers

County Score Zone vs. Hockley County
Crawford County, IN 57.7 Elevated +0.0
Page County, VA 57.7 Elevated -0.0
Colonial Heights city, VA 57.7 Elevated -0.0
Green County, KY 57.7 Elevated -0.0
Pulaski County, VA 57.7 Elevated -0.0

Download Data

Export all distress indicators for Hockley County as a CSV file.

Find Help in Hockley County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Hockley County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Hockley County, Texas?

    Hockley County has a County Distress Index score of 57.7 out of 100, placing it in the Elevated zone. It ranks 1,015th nationally out of 3,144 counties and 133rd in Texas out of 254 counties.

  • What drives financial distress in Hockley County?

    The primary driver of distress in Hockley County is Debt & Delinquency, where the county scores 79.6 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Hockley County compare to neighboring counties?

    Hockley County (57.7) can be compared to its 8 neighboring counties: Hale County, TX (69.6); Terry County, TX (69.3); Cochran County, TX (64.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Hockley County?

    Hockley County, Texas has a population of approximately 21,460 (2023 Census estimate), classified as a small county.