Hidalgo County, Texas

County Distress Index: Serious · 72.4 | 898,471 people · 20th most distressed in Texas

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Hidalgo County, TX shows significant household financial distress with a score of 72.4 — 119th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 20th of 254 counties. Its score is in the middle of its 5 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hidalgo County's primary driver is Income & Poverty at 90.9 — worse than roughly 91% of U.S. counties.

Income & Poverty Primary driver 90.9
Poverty Rate 97
Income vs. State Median 78
Child Poverty Rate 97
Employment & Wages 74.1
Unemployment Rate 94
Wage-to-Rent Ratio 78
Business Formation Rate 50
Housing Cost Burden 74.1
Rent-Burdened (30%+) 76
Severely Rent-Burdened (50%+) 87
Mortgage-Burdened (30%+) 56
Homeownership Rate 78
Rent-to-Income Ratio 73
Debt & Delinquency 62.8
Debt in Collections 98
Medical Debt 95
Student Loan Delinquency 3
Auto Loan Delinquency 89
Credit Card Delinquency 86
Bankruptcy Filing Rate 7
Community Vulnerability 60.0
Uninsured Rate 100
Disability Rate 20

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hidalgo County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hidalgo County
Hidalgo County, TX 72.4 Serious
Starr County, TX 79.2 Serious +6.8
Brooks County, TX 76.2 Serious +3.8
Willacy County, TX 72.4 Serious 0.0
Cameron County, TX 72.3 Serious -0.0
Kenedy County, TX 54.7 Elevated -17.7

Population Peers

County Score Zone vs. Hidalgo County
Cameron County, TX 72.3 Serious -0.0
Webb County, TX 72.6 Serious +0.2
Merced County, CA 71.7 Serious -0.7
El Paso County, TX 71.6 Serious -0.7
Clayton County, GA 71.5 Serious -0.9

Download Data

Export all distress indicators for Hidalgo County as a CSV file.

Find Help in Hidalgo County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Hidalgo County.

AFFORDABLE HOMES OF SOUTH TEXAS, INC.
McAllen
Foreclosure PreventionFinancial CounselingFinancial CounselingFair Housing

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Hidalgo County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.