Gonzales County, Texas

County Distress Index: Elevated · 61.2 | 19,930 people · 104th most distressed in Texas

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Gonzales County, TX registers elevated household financial distress with a score of 61.2 — 740th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 104th of 254 counties. Among its 7 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Gonzales County's primary driver is Community Vulnerability at 75.0 — worse than roughly 75% of U.S. counties.

Community Vulnerability Primary driver 75.0
Uninsured Rate 91
Disability Rate 59
Income & Poverty 74.0
Poverty Rate 76
Income vs. State Median 67
Child Poverty Rate 79
Debt & Delinquency 70.5
Debt in Collections 91
Medical Debt 95
Student Loan Delinquency 94
Auto Loan Delinquency 65
Credit Card Delinquency 58
Bankruptcy Filing Rate 20
Housing Cost Burden 48.2
Rent-Burdened (30%+) 33
Severely Rent-Burdened (50%+) 18
Mortgage-Burdened (30%+) 72
Homeownership Rate 71
Rent-to-Income Ratio 47
Employment & Wages 38.3
Unemployment Rate 41
Wage-to-Rent Ratio 17
Business Formation Rate 57

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Gonzales County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Gonzales County
Gonzales County, TX 61.2 Elevated
Karnes County, TX 67.4 Serious +6.2
DeWitt County, TX 65.9 Serious +4.7
Caldwell County, TX 63.6 Elevated +2.4
Wilson County, TX 45.6 Normal -15.6
Guadalupe County, TX 41.7 Normal -19.5
Lavaca County, TX 40.0 Normal -21.2
Fayette County, TX 39.0 Normal -22.1

Population Peers

County Score Zone vs. Gonzales County
Coshocton County, OH 61.1 Elevated -0.0
Beaufort County, NC 61.2 Elevated +0.1
Alcorn County, MS 61.1 Elevated -0.1
Meigs County, TN 61.3 Elevated +0.1
Bleckley County, GA 61.3 Elevated +0.1

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Find Help in Gonzales County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Gonzales County residents at no cost.

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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