Gillespie County, Texas

County Distress Index: Normal · 42.7 | 27,733 people · 223rd most distressed in Texas
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Gillespie County, TX falls within the normal range for household financial distress at 42.7 — 2162nd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 223rd of 254 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Gillespie County's primary driver is Community Vulnerability at 65.8 — above the national median.

Community Vulnerability Primary driver 65.8
Uninsured Rate 90
Disability Rate 42
Housing Cost Burden 62.3
Rent-Burdened (30%+) 64
Severely Rent-Burdened (50%+) 30
Mortgage-Burdened (30%+) 86
Homeownership Rate 66
Rent-to-Income Ratio 64
Employment & Wages 40.8
Unemployment Rate 16
Wage-to-Rent Ratio 91
Business Formation Rate 16
Debt & Delinquency 24.9
Debt in Collections 26
Medical Debt 69
Student Loan Delinquency 27
Auto Loan Delinquency 6
Credit Card Delinquency 8
Bankruptcy Filing Rate 14
Income & Poverty 19.7
Poverty Rate 21
Income vs. State Median 13
Child Poverty Rate 26

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Gillespie County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Gillespie County
Gillespie County, TX 42.7 Normal —
Kimble County, TX 55.2 Elevated +12.5
Kerr County, TX 50.6 Elevated +7.9
Mason County, TX 50.0 Elevated +7.3
Llano County, TX 47.8 Normal +5.1
Blanco County, TX 36.1 Normal -6.6
Kendall County, TX 34.8 Healthy -7.9

Population Peers

County Score Zone vs. Gillespie County
Benton County, MN 42.7 Normal -0.0
Bureau County, IL 42.6 Normal -0.1
Wabash County, IN 42.6 Normal -0.1
Clinton County, MO 42.6 Normal -0.1
Iroquois County, IL 42.6 Normal -0.1

Download Data

Export all distress indicators for Gillespie County as a CSV file.

Find Help in Gillespie County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Gillespie County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Gillespie County, Texas?

    Gillespie County has a County Distress Index score of 42.7 out of 100, placing it in the Normal zone. It ranks 2,162nd nationally out of 3,144 counties and 223rd in Texas out of 254 counties.

  • What drives financial distress in Gillespie County?

    The primary driver of distress in Gillespie County is Community Vulnerability, where the county scores 65.8 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Gillespie County compare to neighboring counties?

    Gillespie County (42.7) can be compared to its 6 neighboring counties: Kimble County, TX (55.2); Kerr County, TX (50.6); Mason County, TX (50.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Gillespie County?

    Gillespie County, Texas has a population of approximately 27,733 (2023 Census estimate), classified as a small county.