Foard County, Texas

County Distress Index: Serious · 74.2 | 1,079 people · 14th most distressed in Texas
American Default Research

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Foard County, TX shows significant household financial distress with a score of 74.2 — 80th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 14th of 254 counties. It scores higher than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Foard County's primary driver is Community Vulnerability at 82.6 — worse than roughly 83% of U.S. counties.

Community Vulnerability Primary driver 82.6
Uninsured Rate 84
Disability Rate 81
Housing Cost Burden 82.2
Rent-Burdened (30%+) 71
Severely Rent-Burdened (50%+) 95
Mortgage-Burdened (30%+) 95
Homeownership Rate 81
Rent-to-Income Ratio 69
Income & Poverty 80.3
Poverty Rate 72
Income vs. State Median 87
Child Poverty Rate 82
Debt & Delinquency 70.8
Debt in Collections 86
Medical Debt 87
Student Loan Delinquency 80
Auto Loan Delinquency 74
Credit Card Delinquency 73
Bankruptcy Filing Rate 25
Employment & Wages 55.3
Unemployment Rate 10
Wage-to-Rent Ratio 62
Business Formation Rate 93

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Foard County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Foard County
Foard County, TX 74.2 Serious —
Hardeman County, TX 71.3 Serious -2.9
Wilbarger County, TX 67.3 Serious -7.0
Baylor County, TX 66.1 Serious -8.1
Knox County, TX 57.6 Elevated -16.7
Cottle County, TX 55.4 Elevated -18.9
King County, TX 32.1 Healthy -42.1

Population Peers

County Score Zone vs. Foard County
Lake County, TN 74.2 Serious -0.1
Terrell County, GA 74.0 Serious -0.2
Hyde County, NC 73.7 Serious -0.5
Randolph County, GA 73.6 Serious -0.6
East Carroll Parish, LA 75.0 Serious +0.8

Download Data

Export all distress indicators for Foard County as a CSV file.

Find Help in Foard County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Foard County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Foard County, Texas?

    Foard County has a County Distress Index score of 74.2 out of 100, placing it in the Serious zone. It ranks 80th nationally out of 3,144 counties and 14th in Texas out of 254 counties.

  • What drives financial distress in Foard County?

    The primary driver of distress in Foard County is Community Vulnerability, where the county scores 82.6 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Foard County compare to neighboring counties?

    Foard County (74.2) can be compared to its 6 neighboring counties: Hardeman County, TX (71.3); Wilbarger County, TX (67.3); Baylor County, TX (66.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Foard County?

    Foard County, Texas has a population of approximately 1,079 (2023 Census estimate), classified as a tiny county.