Floyd County, Texas

County Distress Index: Serious · 68.1 | 5,090 people · 52nd most distressed in Texas
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Floyd County, TX shows significant household financial distress with a score of 68.1 — 307th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Texas, it ranks 52nd of 254 counties. Among its 7 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Floyd County's primary driver is Income & Poverty at 91.1 — worse than roughly 91% of U.S. counties.

Income & Poverty Primary driver 91.1
Poverty Rate 87
Income vs. State Median 93
Child Poverty Rate 93
Debt & Delinquency 74.3
Debt in Collections 93
Medical Debt 87
Student Loan Delinquency 80
Auto Loan Delinquency 95
Credit Card Delinquency 85
Bankruptcy Filing Rate 6
Community Vulnerability 69.0
Uninsured Rate 95
Disability Rate 43
Employment & Wages 61.2
Unemployment Rate 49
Wage-to-Rent Ratio 52
Business Formation Rate 82
Housing Cost Burden 45.0
Rent-Burdened (30%+) 13
Severely Rent-Burdened (50%+) 12
Mortgage-Burdened (30%+) 75
Homeownership Rate 46
Rent-to-Income Ratio 80

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Floyd County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Floyd County
Floyd County, TX 68.1 Serious —
Crosby County, TX 76.0 Serious +7.9
Swisher County, TX 70.4 Serious +2.3
Hale County, TX 69.6 Serious +1.5
Dickens County, TX 68.4 Serious +0.3
Motley County, TX 67.7 Serious -0.4
Lubbock County, TX 63.7 Elevated -4.5
Briscoe County, TX 60.6 Elevated -7.5

Population Peers

County Score Zone vs. Floyd County
Clay County, WV 68.1 Serious +0.0
Clay County, GA 68.0 Serious -0.1
Dickens County, TX 68.4 Serious +0.3
Calhoun County, GA 67.8 Serious -0.3
Baker County, GA 68.5 Serious +0.4

Download Data

Export all distress indicators for Floyd County as a CSV file.

Find Help in Floyd County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Floyd County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Floyd County, Texas?

    Floyd County has a County Distress Index score of 68.1 out of 100, placing it in the Serious zone. It ranks 307th nationally out of 3,144 counties and 52nd in Texas out of 254 counties.

  • What drives financial distress in Floyd County?

    The primary driver of distress in Floyd County is Income & Poverty, where the county scores 91.1 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

  • How does Floyd County compare to neighboring counties?

    Floyd County (68.1) can be compared to its 7 neighboring counties: Crosby County, TX (76.0); Swisher County, TX (70.4); Hale County, TX (69.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Floyd County?

    Floyd County, Texas has a population of approximately 5,090 (2023 Census estimate), classified as a tiny county.