Carson County, Texas

County Distress Index: Normal · 35.7 | 5,878 people · 244th most distressed in Texas
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Carson County, TX falls within the normal range for household financial distress at 35.7 — 2610th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Texas, it ranks 244th of 254 counties. Among its 8 neighboring counties, 7 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Carson County's primary driver is Debt & Delinquency at 72.7 — above the national median.

Debt & Delinquency Primary driver 72.7
Debt in Collections 80
Medical Debt 95
Student Loan Delinquency 80
Auto Loan Delinquency 50
Credit Card Delinquency 84
Bankruptcy Filing Rate 46
Community Vulnerability 47.4
Uninsured Rate 82
Disability Rate 13
Employment & Wages 29.4
Unemployment Rate 10
Wage-to-Rent Ratio 5
Business Formation Rate 73
Income & Poverty 17.4
Poverty Rate 13
Income vs. State Median 15
Child Poverty Rate 23
Housing Cost Burden 11.8
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 5
Homeownership Rate 25
Rent-to-Income Ratio 19

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Carson County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Carson County
Carson County, TX 35.7 Normal —
Potter County, TX 66.8 Serious +31.0
Donley County, TX 62.1 Elevated +26.3
Gray County, TX 59.6 Elevated +23.8
Hutchinson County, TX 53.9 Elevated +18.2
Moore County, TX 51.5 Elevated +15.8
Roberts County, TX 45.0 Normal +9.2
Randall County, TX 41.7 Normal +6.0
Armstrong County, TX 30.2 Healthy -5.6

Population Peers

County Score Zone vs. Carson County
Gilliam County, OR 35.8 Normal +0.0
Grant County, KS 35.8 Normal +0.0
Madison County, MT 35.8 Normal +0.1
Howard County, NE 35.9 Normal +0.1
Thomas County, KS 35.6 Normal -0.1

Download Data

Export all distress indicators for Carson County as a CSV file.

Find Help in Carson County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Carson County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Carson County, Texas?

    Carson County has a County Distress Index score of 35.7 out of 100, placing it in the Normal zone. It ranks 2,610th nationally out of 3,144 counties and 244th in Texas out of 254 counties.

  • What drives financial distress in Carson County?

    The primary driver of distress in Carson County is Debt & Delinquency, where the county scores 72.7 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Carson County compare to neighboring counties?

    Carson County (35.7) can be compared to its 8 neighboring counties: Potter County, TX (66.8); Donley County, TX (62.1); Gray County, TX (59.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Carson County?

    Carson County, Texas has a population of approximately 5,878 (2023 Census estimate), classified as a tiny county.