Callahan County, Texas

County Distress Index: Elevated · 54.7 | 14,374 people · 163rd most distressed in Texas
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Callahan County, TX registers elevated household financial distress with a score of 54.7 — 1232nd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 163rd of 254 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Callahan County's primary driver is Community Vulnerability at 82.8 — worse than roughly 83% of U.S. counties.

Community Vulnerability Primary driver 82.8
Uninsured Rate 91
Disability Rate 75
Debt & Delinquency 68.1
Debt in Collections 81
Medical Debt 94
Student Loan Delinquency 95
Auto Loan Delinquency 37
Credit Card Delinquency 67
Bankruptcy Filing Rate 35
Income & Poverty 43.7
Poverty Rate 43
Income vs. State Median 38
Child Poverty Rate 50
Housing Cost Burden 39.6
Rent-Burdened (30%+) 53
Severely Rent-Burdened (50%+) 27
Mortgage-Burdened (30%+) 33
Homeownership Rate 11
Rent-to-Income Ratio 75
Employment & Wages 39.4
Unemployment Rate 19
Wage-to-Rent Ratio 75
Business Formation Rate 24

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Callahan County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Callahan County
Callahan County, TX 54.7 Elevated —
Jones County, TX 71.1 Serious +16.4
Brown County, TX 71.1 Serious +16.4
Coleman County, TX 64.2 Elevated +9.5
Eastland County, TX 62.7 Elevated +8.0
Taylor County, TX 60.4 Elevated +5.7
Shackelford County, TX 44.9 Normal -9.8

Population Peers

County Score Zone vs. Callahan County
Jackson County, NC 54.7 Elevated -0.0
Dade County, GA 54.7 Elevated -0.0
Chilton County, AL 54.8 Elevated +0.0
Beltrami County, MN 54.8 Elevated +0.0
Lamar County, GA 54.6 Elevated -0.1

Download Data

Export all distress indicators for Callahan County as a CSV file.

Find Help in Callahan County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Callahan County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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Frequently Asked Questions

  • What is the distress score for Callahan County, Texas?

    Callahan County has a County Distress Index score of 54.7 out of 100, placing it in the Elevated zone. It ranks 1,232nd nationally out of 3,144 counties and 163rd in Texas out of 254 counties.

  • What drives financial distress in Callahan County?

    The primary driver of distress in Callahan County is Community Vulnerability, where the county scores 82.8 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Callahan County compare to neighboring counties?

    Callahan County (54.7) can be compared to its 6 neighboring counties: Jones County, TX (71.1); Brown County, TX (71.1); Coleman County, TX (64.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Callahan County?

    Callahan County, Texas has a population of approximately 14,374 (2023 Census estimate), classified as a small county.