Archer County, Texas

County Distress Index: Normal · 44.8 | 9,029 people · 216th most distressed in Texas
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Archer County, TX falls within the normal range for household financial distress at 44.8 — 2014th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Texas, it ranks 216th of 254 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Archer County's primary driver is Community Vulnerability at 82.3 — worse than roughly 82% of U.S. counties.

Community Vulnerability Primary driver 82.3
Uninsured Rate 93
Disability Rate 72
Debt & Delinquency 49.9
Debt in Collections 61
Medical Debt 89
Student Loan Delinquency 80
Auto Loan Delinquency 6
Credit Card Delinquency 16
Bankruptcy Filing Rate 48
Employment & Wages 47.4
Unemployment Rate 27
Wage-to-Rent Ratio 62
Business Formation Rate 53
Housing Cost Burden 24.8
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 26
Mortgage-Burdened (30%+) 59
Homeownership Rate 5
Rent-to-Income Ratio 28
Income & Poverty 19.4
Poverty Rate 18
Income vs. State Median 18
Child Poverty Rate 22

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Archer County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Archer County
Archer County, TX 44.8 Normal —
Wilbarger County, TX 67.3 Serious +22.5
Wichita County, TX 67.2 Serious +22.4
Baylor County, TX 66.1 Serious +21.4
Throckmorton County, TX 56.2 Elevated +11.5
Clay County, TX 55.7 Elevated +10.9
Jack County, TX 53.5 Elevated +8.8
Young County, TX 48.2 Normal +3.4

Population Peers

County Score Zone vs. Archer County
Southeast Fairbanks Census Area, AK 44.8 Normal +0.0
Clay County, KS 44.8 Normal +0.0
Arthur County, NE 44.7 Normal -0.0
Alger County, MI 44.8 Normal +0.1
Jones County, SD 44.7 Normal -0.1

Download Data

Export all distress indicators for Archer County as a CSV file.

Find Help in Archer County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Archer County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Archer County, Texas?

    Archer County has a County Distress Index score of 44.8 out of 100, placing it in the Normal zone. It ranks 2,014th nationally out of 3,144 counties and 216th in Texas out of 254 counties.

  • What drives financial distress in Archer County?

    The primary driver of distress in Archer County is Community Vulnerability, where the county scores 82.3 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Archer County compare to neighboring counties?

    Archer County (44.8) can be compared to its 7 neighboring counties: Wilbarger County, TX (67.3); Wichita County, TX (67.2); Baylor County, TX (66.1).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Archer County?

    Archer County, Texas has a population of approximately 9,029 (2023 Census estimate), classified as a tiny county.