Williamson County, Tennessee

County Distress Index: Healthy · 15.9 | 264,460 people · 95th most distressed in Tennessee
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Williamson County, TN ranks among the least distressed counties in the country at 15.9 — 3139th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where housing remains relatively affordable compared to local incomes. Within Tennessee, it ranks 95th of 95 counties. It scores lower than all 7 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Williamson County's primary driver is Housing Cost Burden at 44.0 — above the national median.

Housing Cost Burden Primary driver 44.0
Rent-Burdened (30%+) 77
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 57
Homeownership Rate 20
Rent-to-Income Ratio 3
Employment & Wages 18.1
Unemployment Rate 10
Wage-to-Rent Ratio 38
Business Formation Rate 6
Debt & Delinquency 11.8
Debt in Collections 2
Medical Debt 25
Student Loan Delinquency 5
Auto Loan Delinquency 8
Credit Card Delinquency 3
Bankruptcy Filing Rate 28
Community Vulnerability 5.4
Uninsured Rate 10
Disability Rate 1
Income & Poverty 0.3
Poverty Rate 0
Income vs. State Median 0
Child Poverty Rate 0

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Williamson County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Williamson County
Williamson County, TN 15.9 Healthy —
Hickman County, TN 57.2 Elevated +41.3
Davidson County, TN 48.8 Normal +32.9
Maury County, TN 48.2 Normal +32.3
Rutherford County, TN 45.3 Normal +29.3
Dickson County, TN 45.0 Normal +29.1
Marshall County, TN 41.6 Normal +25.7
Cheatham County, TN 40.4 Normal +24.5

Population Peers

County Score Zone vs. Williamson County
Hamilton County, IN 16.6 Healthy +0.7
Warren County, OH 21.2 Healthy +5.3
Waukesha County, WI 21.3 Healthy +5.4
St. Charles County, MO 22.0 Healthy +6.0
Johnson County, KS 22.3 Healthy +6.4

Download Data

Export all distress indicators for Williamson County as a CSV file.

Find Help in Williamson County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Williamson County.

GOOD NEIGHBOR FOUNDATION
Franklin
615-610-4912 Website
Foreclosure PreventionHome Improvement/RehabPre-PurchaseHomebuyer Education

See all counselors in Tennessee →

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Williamson County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Tennessee →

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Frequently Asked Questions

  • What is the distress score for Williamson County, Tennessee?

    Williamson County has a County Distress Index score of 15.9 out of 100, placing it in the Healthy zone. It ranks 3,139th nationally out of 3,144 counties and 95th in Tennessee out of 95 counties.

  • What drives financial distress in Williamson County?

    The primary driver of distress in Williamson County is Housing Cost Burden, where the county scores 44.0 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Williamson County compare to neighboring counties?

    Williamson County (15.9) can be compared to its 7 neighboring counties: Hickman County, TN (57.2); Davidson County, TN (48.8); Maury County, TN (48.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Williamson County?

    Williamson County, Tennessee has a population of approximately 264,460 (2023 Census estimate), classified as a large county.