Morgan County, Tennessee

County Distress Index: Elevated · 62.4 | 21,573 people · 31st most distressed in Tennessee

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Morgan County, TN registers elevated household financial distress with a score of 62.4 — 665th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Tennessee, it ranks 31st of 95 counties. Among its 5 neighboring counties, 3 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Morgan County's primary driver is Community Vulnerability at 77.8 — worse than roughly 78% of U.S. counties.

Community Vulnerability Primary driver 77.8
Uninsured Rate 67
Disability Rate 89
Debt & Delinquency 76.9
Debt in Collections 81
Medical Debt 93
Student Loan Delinquency 97
Auto Loan Delinquency 75
Credit Card Delinquency 48
Bankruptcy Filing Rate 67
Employment & Wages 67.1
Unemployment Rate 45
Wage-to-Rent Ratio 61
Business Formation Rate 95
Income & Poverty 62.3
Poverty Rate 69
Income vs. State Median 59
Child Poverty Rate 59
Housing Cost Burden 27.8
Rent-Burdened (30%+) 37
Severely Rent-Burdened (50%+) 25
Mortgage-Burdened (30%+) 21
Homeownership Rate 4
Rent-to-Income Ratio 52

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Morgan County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Morgan County
Morgan County, TN 62.4 Elevated
Scott County, TN 69.2 Serious +6.8
Fentress County, TN 62.8 Elevated +0.4
Anderson County, TN 57.3 Elevated -5.1
Cumberland County, TN 56.5 Elevated -5.9
Roane County, TN 48.5 Normal -13.9

Population Peers

County Score Zone vs. Morgan County
Clark County, AR 62.4 Elevated +0.0
Warren County, TN 62.4 Elevated -0.0
Curry County, OR 62.4 Elevated +0.0
Laurens County, GA 62.4 Elevated +0.0
Rockcastle County, KY 62.3 Elevated -0.1

Download Data

Export all distress indicators for Morgan County as a CSV file.

Find Help in Morgan County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Morgan County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.