Lawrence County, Tennessee

County Distress Index: Elevated · 61.1 | 46,114 people · 37th most distressed in Tennessee
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Lawrence County, TN registers elevated household financial distress with a score of 61.1 — 748th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Tennessee, it ranks 37th of 95 counties. Among its 5 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lawrence County's primary driver is Community Vulnerability at 77.4 — worse than roughly 77% of U.S. counties.

Community Vulnerability Primary driver 77.4
Uninsured Rate 88
Disability Rate 67
Employment & Wages 66.2
Unemployment Rate 74
Wage-to-Rent Ratio 47
Business Formation Rate 77
Income & Poverty 60.1
Poverty Rate 61
Income vs. State Median 58
Child Poverty Rate 61
Debt & Delinquency 59.0
Debt in Collections 61
Medical Debt 79
Student Loan Delinquency 32
Auto Loan Delinquency 59
Credit Card Delinquency 55
Bankruptcy Filing Rate 69
Housing Cost Burden 42.5
Rent-Burdened (30%+) 39
Severely Rent-Burdened (50%+) 34
Mortgage-Burdened (30%+) 57
Homeownership Rate 41
Rent-to-Income Ratio 41

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lawrence County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lawrence County
Lawrence County, TN 61.1 Elevated —
Wayne County, TN 64.0 Elevated +2.9
Lewis County, TN 61.0 Elevated -0.0
Giles County, TN 55.6 Elevated -5.5
Lauderdale County, AL 50.6 Elevated -10.4
Maury County, TN 48.2 Normal -12.9

Population Peers

County Score Zone vs. Lawrence County
Nottoway County, VA 61.1 Elevated +0.0
Lewis County, TN 61.0 Elevated -0.0
Alcorn County, MS 61.1 Elevated +0.1
Crockett County, TN 61.0 Elevated -0.1
Coshocton County, OH 61.1 Elevated +0.1

Download Data

Export all distress indicators for Lawrence County as a CSV file.

Find Help in Lawrence County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Tennessee Bar Association — Lawyer Referral Service 615-383-7421

Free Legal Aid

Legal aid organizations serving Lawrence County residents at no cost.

Legal Aid Society of Middle Tennessee and the Cumberlands 615-244-6610 (Nashville); 1-888-244-6610 (statewide hotline)
West Tennessee Legal Services 731-423-0616
Legal Services of South Central Tennessee 931-381-5533
Tennessee Justice Center 615-255-0331
Appalachian Regional Commission — East Tennessee Legal Aid 865-674-0260
Legal Aid of East Tennessee (865) 637-0484

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Lawrence County, Tennessee?

    Lawrence County has a County Distress Index score of 61.1 out of 100, placing it in the Elevated zone. It ranks 748th nationally out of 3,144 counties and 37th in Tennessee out of 95 counties.

  • What drives financial distress in Lawrence County?

    The primary driver of distress in Lawrence County is Community Vulnerability, where the county scores 77.4 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Lawrence County compare to neighboring counties?

    Lawrence County (61.1) can be compared to its 5 neighboring counties: Wayne County, TN (64.0); Lewis County, TN (61.0); Giles County, TN (55.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lawrence County?

    Lawrence County, Tennessee has a population of approximately 46,114 (2023 Census estimate), classified as a small county.