Hardin County, Tennessee

County Distress Index: Elevated · 64.8 | 27,229 people · 22nd most distressed in Tennessee

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Hardin County, TN registers elevated household financial distress with a score of 64.8 — 509th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within Tennessee, it ranks 22nd of 95 counties. It scores higher than all 8 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Hardin County's primary driver is Income & Poverty at 82.0 — worse than roughly 82% of U.S. counties.

Income & Poverty Primary driver 82.0
Poverty Rate 85
Income vs. State Median 84
Child Poverty Rate 78
Community Vulnerability 75.7
Uninsured Rate 82
Disability Rate 69
Debt & Delinquency 75.3
Debt in Collections 62
Medical Debt 60
Student Loan Delinquency 86
Auto Loan Delinquency 76
Credit Card Delinquency 76
Bankruptcy Filing Rate 91
Employment & Wages 55.1
Unemployment Rate 49
Wage-to-Rent Ratio 22
Business Formation Rate 94
Housing Cost Burden 36.0
Rent-Burdened (30%+) 36
Severely Rent-Burdened (50%+) 39
Mortgage-Burdened (30%+) 12
Homeownership Rate 29
Rent-to-Income Ratio 64

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Hardin County compares to its 8 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Hardin County
Hardin County, TN 64.8 Elevated
Wayne County, TN 64.0 Elevated -0.9
Alcorn County, MS 61.1 Elevated -3.7
Decatur County, TN 58.2 Elevated -6.6
Henderson County, TN 58.1 Elevated -6.8
Tishomingo County, MS 55.7 Elevated -9.1
McNairy County, TN 54.8 Elevated -10.0
Chester County, TN 52.7 Elevated -12.2
Lauderdale County, AL 50.6 Elevated -14.2

Population Peers

County Score Zone vs. Hardin County
Pasquotank County, NC 64.8 Elevated 0.0
Lincoln County, WV 64.9 Elevated +0.0
Henry County, VA 64.9 Elevated +0.0
Bacon County, GA 64.8 Elevated -0.1
Shoshone County, ID 64.9 Elevated +0.1

Download Data

Export all distress indicators for Hardin County as a CSV file.

Find Help in Hardin County

Find an Attorney

Tennessee Bar Association — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Hardin County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.