Yamhill County, Oregon

County Distress Index: Normal · 49.4 | 108,644 people · 26th most distressed in Oregon
American Default Research

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Yamhill County, OR falls within the normal range for household financial distress at 49.4 — 1639th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Oregon, it ranks 26th of 36 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Yamhill County's primary driver is Housing Cost Burden at 87.9 — worse than roughly 88% of U.S. counties.

Housing Cost Burden Primary driver 87.9
Rent-Burdened (30%+) 95
Severely Rent-Burdened (50%+) 90
Mortgage-Burdened (30%+) 97
Homeownership Rate 71
Rent-to-Income Ratio 87
Employment & Wages 65.6
Unemployment Rate 80
Wage-to-Rent Ratio 97
Business Formation Rate 19
Community Vulnerability 41.2
Uninsured Rate 30
Disability Rate 52
Debt & Delinquency 36.0
Debt in Collections 22
Medical Debt 34
Student Loan Delinquency 24
Auto Loan Delinquency 35
Credit Card Delinquency 29
Bankruptcy Filing Rate 72
Income & Poverty 16.2
Poverty Rate 25
Income vs. State Median 13
Child Poverty Rate 11

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Yamhill County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Yamhill County
Yamhill County, OR 49.4 Normal —
Marion County, OR 58.2 Elevated +8.8
Tillamook County, OR 51.1 Elevated +1.7
Polk County, OR 49.4 Normal +0.0
Clackamas County, OR 38.3 Normal -11.1
Washington County, OR 36.1 Normal -13.3

Population Peers

County Score Zone vs. Yamhill County
Kenai Peninsula Borough, AK 49.3 Normal -0.0
Polk County, OR 49.4 Normal +0.0
Watauga County, NC 49.3 Normal -0.1
Hall County, GA 49.3 Normal -0.1
Ionia County, MI 49.5 Normal +0.1

Download Data

Export all distress indicators for Yamhill County as a CSV file.

Find Help in Yamhill County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Yamhill County.

HOUSING AUTHORITY OF YAMHILL COUNTY
McMinnville
503-883-4300 Website
Foreclosure PreventionMortgage HelpFinancial CounselingFinancial Counseling

See all counselors in Oregon →

Find an Attorney

Oregon State Bar — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oregon State Bar — Lawyer Referral Service 503-684-3763 (Portland); 1-800-452-7636 (statewide)

Free Legal Aid

Legal aid organizations serving Yamhill County residents at no cost.

Legal Aid Services of Oregon 503-684-1032 (Portland); 1-800-684-1032 (statewide hotline)
Oregon Law Center 541-672-3429 (Roseburg); 541-485-1017 (Eugene)
Willamette Law Online — Oregon Foreclosure Avoidance Project 503-370-6051

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oregon →

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Frequently Asked Questions

  • What is the distress score for Yamhill County, Oregon?

    Yamhill County has a County Distress Index score of 49.4 out of 100, placing it in the Normal zone. It ranks 1,639th nationally out of 3,144 counties and 26th in Oregon out of 36 counties.

  • What drives financial distress in Yamhill County?

    The primary driver of distress in Yamhill County is Housing Cost Burden, where the county scores 87.9 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Yamhill County compare to neighboring counties?

    Yamhill County (49.4) can be compared to its 5 neighboring counties: Marion County, OR (58.2); Tillamook County, OR (51.1); Polk County, OR (49.4).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Yamhill County?

    Yamhill County, Oregon has a population of approximately 108,644 (2023 Census estimate), classified as a mid county.