Washington County, Oklahoma

County Distress Index: Elevated · 53.2 | 53,706 people · 58th most distressed in Oklahoma
American Default Research

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Washington County, OK registers elevated household financial distress with a score of 53.2 — 1357th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Oklahoma, it ranks 58th of 77 counties. Among its 6 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Washington County's primary driver is Community Vulnerability at 71.4 — above the national median.

Community Vulnerability Primary driver 71.4
Uninsured Rate 74
Disability Rate 68
Debt & Delinquency 56.5
Debt in Collections 64
Medical Debt 50
Student Loan Delinquency 52
Auto Loan Delinquency 56
Credit Card Delinquency 42
Bankruptcy Filing Rate 75
Housing Cost Burden 53.5
Rent-Burdened (30%+) 81
Severely Rent-Burdened (50%+) 63
Mortgage-Burdened (30%+) 47
Homeownership Rate 63
Rent-to-Income Ratio 13
Income & Poverty 45.9
Poverty Rate 62
Income vs. State Median 19
Child Poverty Rate 57
Employment & Wages 38.6
Unemployment Rate 61
Wage-to-Rent Ratio 4
Business Formation Rate 51

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Washington County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Washington County
Washington County, OK 53.2 Elevated —
Nowata County, OK 61.9 Elevated +8.7
Chautauqua County, KS 61.0 Elevated +7.8
Osage County, OK 60.5 Elevated +7.3
Montgomery County, KS 58.5 Elevated +5.3
Tulsa County, OK 54.9 Elevated +1.7
Rogers County, OK 44.0 Normal -9.2

Population Peers

County Score Zone vs. Washington County
Clinton County, NY 53.2 Elevated 0.0
Kanawha County, WV 53.2 Elevated -0.0
Monroe County, PA 53.3 Elevated +0.0
Clallam County, WA 53.1 Elevated -0.1
Muskegon County, MI 53.3 Elevated +0.1

Download Data

Export all distress indicators for Washington County as a CSV file.

Find Help in Washington County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Legal aid organizations serving Washington County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Washington County, Oklahoma?

    Washington County has a County Distress Index score of 53.2 out of 100, placing it in the Elevated zone. It ranks 1,357th nationally out of 3,144 counties and 58th in Oklahoma out of 77 counties.

  • What drives financial distress in Washington County?

    The primary driver of distress in Washington County is Community Vulnerability, where the county scores 71.4 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Washington County compare to neighboring counties?

    Washington County (53.2) can be compared to its 6 neighboring counties: Nowata County, OK (61.9); Chautauqua County, KS (61.0); Osage County, OK (60.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Washington County?

    Washington County, Oklahoma has a population of approximately 53,706 (2023 Census estimate), classified as a mid county.