Lincoln County, Oklahoma

County Distress Index: Elevated · 58.4 | 34,562 people · 44th most distressed in Oklahoma
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Lincoln County, OK registers elevated household financial distress with a score of 58.4 — 960th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Oklahoma, it ranks 44th of 77 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Lincoln County's primary driver is Community Vulnerability at 81.7 — worse than roughly 82% of U.S. counties.

Community Vulnerability Primary driver 81.7
Uninsured Rate 81
Disability Rate 83
Income & Poverty 76.1
Poverty Rate 87
Income vs. State Median 49
Child Poverty Rate 92
Debt & Delinquency 65.1
Debt in Collections 76
Medical Debt 85
Student Loan Delinquency 6
Auto Loan Delinquency 73
Credit Card Delinquency 74
Bankruptcy Filing Rate 78
Employment & Wages 37.8
Unemployment Rate 58
Wage-to-Rent Ratio 23
Business Formation Rate 32
Housing Cost Burden 31.1
Rent-Burdened (30%+) 34
Severely Rent-Burdened (50%+) 30
Mortgage-Burdened (30%+) 35
Homeownership Rate 18
Rent-to-Income Ratio 39

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Lincoln County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Lincoln County
Lincoln County, OK 58.4 Elevated —
Okfuskee County, OK 74.5 Serious +16.2
Pottawatomie County, OK 64.8 Elevated +6.5
Payne County, OK 59.0 Elevated +0.6
Oklahoma County, OK 56.7 Elevated -1.6
Creek County, OK 55.1 Elevated -3.3
Logan County, OK 46.9 Normal -11.5

Population Peers

County Score Zone vs. Lincoln County
Calloway County, KY 58.4 Elevated +0.0
Calhoun County, SC 58.4 Elevated +0.0
Clinton County, PA 58.4 Elevated +0.0
Appling County, GA 58.4 Elevated +0.0
Union County, AR 58.4 Elevated +0.0

Download Data

Export all distress indicators for Lincoln County as a CSV file.

Find Help in Lincoln County

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Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

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Legal aid organizations serving Lincoln County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

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Frequently Asked Questions

  • What is the distress score for Lincoln County, Oklahoma?

    Lincoln County has a County Distress Index score of 58.4 out of 100, placing it in the Elevated zone. It ranks 960th nationally out of 3,144 counties and 44th in Oklahoma out of 77 counties.

  • What drives financial distress in Lincoln County?

    The primary driver of distress in Lincoln County is Community Vulnerability, where the county scores 81.7 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Lincoln County compare to neighboring counties?

    Lincoln County (58.4) can be compared to its 6 neighboring counties: Okfuskee County, OK (74.5); Pottawatomie County, OK (64.8); Payne County, OK (59.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Lincoln County?

    Lincoln County, Oklahoma has a population of approximately 34,562 (2023 Census estimate), classified as a small county.