Carter County, Oklahoma

County Distress Index: Serious · 66.7 | 48,596 people · 28th most distressed in Oklahoma

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Carter County, OK shows significant household financial distress with a score of 66.7 — 395th nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Oklahoma, it ranks 28th of 77 counties. Among its 7 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Carter County's primary driver is Community Vulnerability at 87.9 — worse than roughly 88% of U.S. counties.

Community Vulnerability Primary driver 87.9
Uninsured Rate 85
Disability Rate 91
Debt & Delinquency 79.7
Debt in Collections 85
Medical Debt 65
Student Loan Delinquency 89
Auto Loan Delinquency 90
Credit Card Delinquency 93
Bankruptcy Filing Rate 57
Income & Poverty 65.0
Poverty Rate 73
Income vs. State Median 49
Child Poverty Rate 73
Employment & Wages 51.0
Unemployment Rate 89
Wage-to-Rent Ratio 35
Business Formation Rate 28
Housing Cost Burden 50.0
Rent-Burdened (30%+) 43
Severely Rent-Burdened (50%+) 42
Mortgage-Burdened (30%+) 24
Homeownership Rate 78
Rent-to-Income Ratio 63

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Carter County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Carter County
Carter County, OK 66.7 Serious
Jefferson County, OK 70.7 Serious +4.0
Johnston County, OK 67.8 Serious +1.1
Love County, OK 58.6 Elevated -8.1
Garvin County, OK 58.1 Elevated -8.7
Stephens County, OK 57.5 Elevated -9.3
Marshall County, OK 56.5 Elevated -10.2
Murray County, OK 54.1 Elevated -12.6

Population Peers

County Score Zone vs. Carter County
Hardeman County, TN 66.7 Serious -0.0
Duplin County, NC 66.8 Serious +0.1
Webster Parish, LA 66.6 Serious -0.1
Washington County, ME 66.8 Serious +0.1
Henry County, TN 66.8 Serious +0.1

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